dcu personal statement guidelines

• Personal statement dos and don'ts

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• References for mature students

Shona Barrie – Director of Admissions, University of Stirling

UCAS asked admissions tutors – the people who read and score your personal statement – for their advice on what you should and shouldn’t do when writing your personal statement. 

The most common piece of advice was not to worry about it – and don’t be tempted to copy anyone else’s.

Read our step-by-step guide to writing your personal statement

Then follow our simple tips below.

• Do talk about why you’re a good candidate – talk about you, your motivations and what brings you to this course.
• Do be enthusiastic – if you show you’re interested in the course, it may help you get a place.
• Do make it relevant . Connect what you’re saying with the course and with your experiences.
• Do outline your ideas clearly .
• Do avoid the negatives – highlight the positives about you, and show you know your strengths.
• Do expect to produce several drafts of your personal statement before being totally happy with it.
• Do ask people you trust for their feedback.
• Don’t be modest or shy . You want your passions to come across. 
• Don’t exaggerate – if you do, you may get caught out in an interview when asked to elaborate on an interesting achievement.
• Don’t use quotes from someone else, or cliches.
• Don’t leave it to the last minute – your statement will seem rushed and important information could be left out.
• Don’t let spelling and grammatical errors spoil your statement , but don't just rely on a spellchecker. Proofread as many times as possible.
• Don’t copy and paste – make yours original.
• Don’t post your personal statement on the internet or on social media or share your personal statement with anyone including your friends and family, unless asking for feedback from people you trust.
• Don’t worry about it – we have all the advice you need to help you stand out in your personal statement. 

The personal statement tool image

Don’t be tempted to copy or share your statement.

UCAS scans all personal statements through a similarity detection system to compare them with previous statements.

Any similarity greater than 30% will be flagged and we'll inform the universities and colleges to which you have applied. 

Find out more

Ana ghaffari moghaddam – third year law student and careers coach, university of liverpool.

You’ve got this. Follow those simple steps and use your personal statement as your chance to shine .Use the below as a checklist to make sure you've avoided all common pitfalls.

Want more tips on what to include in your personal statement? Use the links below.

• Get started with our personal statement builder . 
• Five things all students should include in their personal statement. 
• See how you can turn your personal statement into a CV, apprenticeship application or covering letter. 
• Read How to start a personal statement: The attention grabber .

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eDocuments and eStatements

All the answers to your edocuments and estatements questions..

eDocuments users typically receive account information three to five days earlier than members who opt for printed and mailed documents, and the amount of sensitive information in your home mailbox is reduced. You can either print eDocuments or save them to your computer.

Review FAQ about eDocuments and eStatements below.

Getting Started

Notifications, general questions, most frequently asked member questions, how do i sign up for edocuments once i’m signed up, how do i view my edocuments, what’s the difference between edocuments and estatements, is special software needed to use edocuments, is there a fee for edocuments.

• Why isn't there a link to my eDocuments in the email I received?

Can I have my eDocuments email notification sent to two different email addresses?

How do i change my edocuments email address that my notifications are sent to, how will i know when i have an edocument available to be viewed, what if i accidentally delete my email notification can i still view my edocuments.

• Why didn't I receive a notification that I had an eDocument waiting to be viewed?

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Can i choose which documents i want to receive electronically, can i print my edocuments on paper, can i receive paper documents and edocuments, will i automatically get my dfcu financial credit card statements if i sign up for edocuments.

To sign up, log into DFCU Online and select Settings > eDocs Enrollment. Once you’ve signed up, you’ll access your eDocuments by selecting Services > eDocuments.

eDocuments are electronic documents that can be accessed within DFCU Online. An eStatement (an electronic version of an account statement) is one example of an eDocument.

You will need software that can open and read .pdf files. Adobe Acrobat Reader® version X (10.0) or higher is recommended.

No, all DFCU Online users can access eDocuments for free.

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Notification emails contain links to the DFCU Financial homepage. For your protection, we require that you log in to DFCU Online to view your eDocuments.

Your eDocuments email notification can only be sent to the email address registered in DFCU Online.

Update your email address by logging into DFCU Online and selecting Services > Update Contact Info. 

You’ll receive an email notification when your eDocuments are available. 

Yes. Even if you delete your email notification, you can access eDocuments by logging in to DFCU Online.

Why didn't I receive a notification that I had an eDocument waiting to be viewed?

DFCU Financial sends notifications to the email address we have on file for you. If you've changed your email address and haven’t updated it in DFCU Online, your notification was likely sent to your old email address. If your email address is current, it’s possible the email went to a spam or junk folder. Please add [email protected] to your list of email contacts to ensure prompt delivery of notifications.  

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No. All documents are available in DFCU Online via eDocuments. If you still receive paper statements, you will continue to receive paper documents, and copies of your documents will also be available in eDocuments.

Yes. You can either open the document and print the .pdf or open and save the document to your computer, then print it from there.

Yes. If you receive paper documents, copies of your documents are also available in DFCU Online via eDocuments by selecting "Skip this Step" when you are prompted to go paperless. You also have the ability to print any document displayed in eDocuments for your personal records.

Monthly credit card statements are not available through eDocuments, but you can choose to receive your credit card statements online by logging in to DFCU Online and selecting Transactions > Credit Cards.

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DCU Bank, more formally Digital Federal Credit Union , is a non-profit financial cooperative owned and operated in the United States. This bank has been in business since 1979 and has since accumulated over 900,000 members and 700 companies across all 50 states.

DCU Bank offers a long list of services across both personal and business accounts, including:

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Their repertoire of services includes both fee-free and premium options, along with additional services like the member referral program, the identity theft hotline, and the tax refund direct deposit.

With mobile transactions, market analysis, auto financing, and more, DCU is a bank that has a lot to offer its community. It focuses on making a difference and providing empowering financial education for members.

DCU Bank Statement Template

New members of DCU Bank automatically get eStatements delivered to their email. Once you’ve created an account, you can change your settings to halt your eStatements or request paper statements in the mail, depending on what is most convenient for you.

You can make changes to your DCU bank statement preferences through your eStatement Profile in the Online Banking section of the website or mobile app.

If you need to find a specific bank statement, you can access all of your statements at any time through DCU’s Online Banking and Mobile Banking platforms. Simply log onto your account and select the “eStatements” option. This will take you to the statement page, where you can select the month you’re looking to view information for. Your statement will show you all incoming and outgoing transactions, along with dates, payment IDs, and transaction descriptions. The statement will also display your monthly beginning balance and ending balance, along with your account number and your name and address.

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DCU, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES WERE REASONABLY FORSEEABLE.

IN NO EVENT WILL THE COLLECTIVE LIABILITY OF DCU AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, REGARDLESS OF THE FORM OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE), EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO DCU FOR YOUR USE OF THE SITE. ALL CLAIMS MADE BY YOU HEREUNDER MUST BE MADE WITHIN ONE YEAR OF THE ACTION TO WHICH SUCH CLAIM RELATES OR FOREVER BE BARRED.

14. INDEMNITY.  YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD DCU, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, CONTENT PROVIDERS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, DIRECTORS, AND CONTRACTORS (COLLECTIVELY, THE “INDEMNIFIED PARTIES”) HARMLESS FROM ANY BREACH OF THIS AGREEMENT BY YOU, INCLUDING ANY USE OF CONTENT OTHER THAN AS EXPRESSLY AUTHORIZED IN THIS AGREEMENT. YOU AGREE THAT THE INDEMNIFIED PARTIES WILL HAVE NO LIABILITY IN CONNECTION WITH ANY SUCH BREACH OR UNAUTHORIZED USE, AND YOU AGREE TO INDEMNIFY ANY AND ALL RESULTING LOSS, DAMAGES, JUDGMENTS, AWARDS, COSTS, EXPENSES, AND ATTORNEYS' FEES OF THE INDEMNIFIED PARTIES IN CONNECTION THEREWITH. YOU WILL ALSO INDEMNIFY, DEFEND, AND HOLD THE INDEMNIFIED PARTIES HARMLESS FROM AND AGAINST ANY CLAIMS BROUGHT BY THIRD PARTIES ARISING OUT OF YOUR USE OF THE INFORMATION ACCESSED FROM THIS SITE.

15. TRADEMARKS AND COPYRIGHTS.  Trademarks, service marks, logos, trade names, and copyrighted works (collectively, “Intellectual Property”) appearing on the Site are the property of DCU or the party that provided the Intellectual Property to us. DCU and any party that provides Intellectual Property to us retain all rights with respect to any of their respective Intellectual Property appearing in this Site and do not transfer at any time to you and/or any other third party.

16. COPYRIGHT INFRINGEMENT AND REPEAT INFRINGER POLICY (DIGITAL MILLENIUM COPYRIGHT ACT (DMCA)).

INFRINGEMENT NOTIFICATION. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our copyright agent (as designated herein) all of the written information specified below. Please note that this procedure is exclusively for notifying us that your copyrighted material has been infringed. Please include the following:

• An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
• A description of the copyrighted work that you claim has been infringed upon;
• A description of where the material that you claim is infringing is located on the Site, including the current URL address;
• Your address, telephone number, and email address;
• A statement by you that you have a good-faith belief that the disputed use is unauthorized by the copyright owner, its agent, and/or the law; and
• A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

COUNTER-NOTIFICATION. If material that you have posted to our Site has been taken down, you may file a counter-notification that contains the following details:

• Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
• A statement, under penalty of perjury, that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material in question;
• Your name, address and telephone number;
• A statement that you consent to the jurisdiction of federal district court in Massachusetts, and that you will accept service of process from the person who provided notification in compliance with section 512(c)(1)(C) of the DMCA, or an agent of such person; and
• Your physical or electronic signature.

You also acknowledge and agree that upon receipt of a notice of a claim of copyright infringement, we may temporarily or permanently remove the identified materials from our site without liability to you or any other party.

Our Copyright Agent for notice of claims of copyright infringement on its Site can be reached as follows:

Attn: DCU Copyright Agent

Digital Federal Credit Union

853 Donald Lynch Boulevard,

Marlborough, MA 01752

telephone: 1-800-328-8797

email:  click here

If we receive multiple DMCA notifications from content owners related to your name and/or account, we reserve the right to treat you and/or your account as a repeat copyright infringer. In our sole discretion, we may suspend or terminate, without notice, any user that we determine is a repeat copyright infringer.

17. DISPUTES.  If there is any dispute about or involving this Agreement, the Site, and/or any Communications Services, you agree that any dispute shall be governed by the laws of the Commonwealth of Massachusetts, notwithstanding any principles of conflicts of law. You specifically consent to personal and exclusive jurisdiction by and venue in the state and federal courts of Middlesex County, Massachusetts in connection with any dispute between you and us arising out of or involving this Agreement, the Site, and/or any Communications Services.

18. MISCELLANEOUS

A. If any part of this Agreement is found by a court of competent jurisdiction to be unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

B. You agree that no joint venture, partnership, employment, or agency relationship exists between you and us as a result of this Agreement or your use of the Site.

C. This Agreement constitutes the entire agreement between relating to the subject matter hereof, and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written between you and us with respect to the Site. Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies (including but not limited to the Privacy Policy), guidelines, or rules that may apply when you use the Site and our other services. We may revise this Agreement at any time by updating this posting. You should review the Agreement from time to time to determine if any changes have been made to the Agreement. Your continued use of the Site after any changes have been made to this Agreement signifies and confirms your acceptance of any changes or amendments to this Agreement.

D. Our failure to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. Any waiver of this Agreement by us must be in writing and signed by an authorized representative of DCU.

E. The section titles in the Agreement are for convenience only and have no legal or contractual effect.

853 Donald Lynch Boulevard PO Box 9130 Marlborough, MA 01752-9130 ABA Routing Number:  211391825 NMLS#  466914

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