assignment for money or monies worth

What is the Plural of 'Money?'

What to Know Money is typically a mass noun, which means it gets used with some and not with a , and lacks a plural form. However in some scenarios, especially when it refers to discrete sums of money obtained from a particular source or allocated to a particular cause, money can be pluralized as moneys or monies , with the latter being the more common spelling.

In most instances, we treat money as a mass noun or noncount noun—just like oxygen or mud or honesty . You can't have a single mud or four honesties, and in the same vein, we don't say a money or one money or twenty-six moneys . Even though it can be composed of discrete bills and coins, countable dollars and cents, the concept of money is treated as a mass in English. You either have money or you don't.

Plural Mass Nouns

However, like common mass nouns such as water and sand , there are occasions when money is inflected with a standard plural, like any count noun. It tends to occur when the reference is to discrete sums of money, obtained from a particular source or allocated to a particular cause.

There are occasions when 'money' is plural.

The spelling in these instance can be moneys or, more commonly, monies :

Some of the 2009 stimulus monies for high-speed rail should end up in the California project and more may be coming. —James McCommons, Waiting on a Train , 2009 Under Oregon's unique "kicker" law, if general fund revenue tops projections by more than 2 percent, the entirety of the above-projection moneys goes back to taxpayers in the form of a rebate. —Connor Radnovich, The Statesman Journal (Salem, Ore.), 23 Aug. 2017 The West Virginia Department of Health and Human resources announced it will use $22 million in settlement monies received from drug distributors to combat the drug epidemic in West Virginia. —Kara Leigh Lofton, West Virginia Public Broadcasting , 21 Aug. 2017 The mood today is slightly less worshipful, and the reason is simple. Voters are tired of using public monies to enrich millionaire sports owners. —Carl Hiaasen, Kick Ass , 1999

Correct Spelling

Most nouns that end in –ey take a standard -s plural: monkeys , chimneys , attorneys , turkeys . Moneys naturally follows that pattern. Some usage critics decry the spelling monies because it encourages a pronunciation akin to the plural nouns ponies or cronies , as though the singular noun were actually spelled mony . These days, however, monies is in fact the more common spelling.

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Is the word "moneys" or "monies" grammatically correct? Are both accepted?

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Insurance Policyholder Taxation Manual

Iptm7360 - assignments: when chargeable events arise, assignments for money or money’s worth.

The assignment of all the rights under a life insurance policy, capital redemption policy or life annuity contract (a ‘whole assignment’) is normally a chargeable event if it is for money or money’s worth. Exceptions are time-served qualifying policies in certain circumstances, as described in IPTM7310 and the specific exceptions described in IPTM7365 .

This only applies to assignments of the beneficial interest in the policy. An assignment of the legal ownership only, leaving the beneficial ownership unchanged, is not a chargeable event. A whole assignment not for money or money’s worth is not a chargeable event.

Meaning of ‘money or money’s worth’

‘Money or money’s worth’ has a wider meaning than simply just cash, for instance if an individual transferred beneficial ownership of a policy to another person in return for a valuable asset then that would be an assignment for money’s worth.

In many cases an insurer will have information about an assignment which will enable it to decide whether the assignment was for money or money’s worth, and so whether chargeable event certificates need to be issued. The Stamp Duty category is not always a sound indicator of whether consideration has been given on the assignment because the wrong deed is sometimes used.

IPTM7370 to IPTM7385 give guidance on whether an assignment is for money or money’s worth in certain cases, such as on divorce. In other cases, the insurer is entitled to assume that an assignment is not for money or money’s worth unless it has information indicating that the assignment was for money or money’s worth, for instance that the purchaser of the policy is a dealer in second-hand policies. It is not required to enquire further into the nature of a particular assignment.

Where the assignment is pursuant to a court order, it is not for money or money’s worth. This is only likely to arise on divorce or separation.

Part assignments for money or money’s worth

An assignment of part of the rights (a ‘part assignment’) for money or money’s worth might be a chargeable event in its own right if a transaction-related calculation shows a gain. Or it may give rise to an ‘excess event’. These questions are considered in detail in IPTM7600 onwards.

Part assignments not for money or money’s worth

A part assignment which occurs in an insurance year beginning on or after 6 April 2001 that is not for money or money’s worth, for instance by way of gift, cannot be a chargeable event or give rise to an excess event.

A part assignment not for money or money’s worth that occurred in an insurance year beginning before 6 April 2001 may have given rise to an excess event under the pre-FA01 legislation. The gain on such an event should be deducted in computing the gain on a later full surrender, maturity, whole assignment or death in the same way as for gains on other excess events - see IPTM7510 for the calculation rule.

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Monies vs. Moneys – What’s the Difference?

Home » Monies vs. Moneys – What’s the Difference?

If you have ever read a company’s financial filings, you are likely to discover a high volume of opaque jargon. Sometimes, these documents are designed to obscure the financial state of a company, rather than to clarify it.

One word, however, is easy to tackle. Most people use money , but in certain financial contexts, moneys and monies also appear. What do these words mean, and why is anyone pluralizing money anyway? Is it a case of poor editing, or was this strange construction used intentionally?

Continue reading to find out.

What is the Difference Between Monies and Moneys?

In this article, I will compare monies vs. moneys . I will use each of these words in at least one example sentence, so you can see them in context.

Plus, I will show you a mnemonic device you can use to decide between these two words.

When to Use Moneys

Money is a collective noun , meaning it does not usually need a plural . In some legal or financial contexts, though, moneys is used to describe discrete funds , or money from several difference sources.

Here are a few examples,

• The firms pooled their moneys and bought the ailing retailer for pennies on the dollar.
• Moneys from each tenant will be held by the lessor as a security deposit against damages.
• Moneys payable to the treasurer should be noted as such on the ledger.

When to Use Monies

This graph charts the usage of these words since 1800,

In his book Garner’s Modern English Usage, Bryan Garner puts monies vs. moneys at a ratio of 1.5:1, corroborating the above graph.

Trick to Remember the Difference

Now, let’s go over a trick to remember moneys vs. monies .

Despite the uptick in usage over the past 40 years, monies is not considered standard. Most edited prose still uses moneys instead of monies .

For formal English, especially in academic or professional settings, you should choose moneys . Since the regular collective noun is money , pluralizing it to moneys should be an easy trick to remember.

If you are writing in less formal contexts and want to stay on top of the current usage trends, monies is probably fine. Still, remember to avoid it any time you need someone to take your writing seriously.

Is it moneys or monies? Moneys and monies are variants of the same noun, which means discrete sums of currency .

Even though moneys is the standard form, monies is used more frequently.

For day-to-day use, either monies or moneys will work fine, but for now, you should stick to moneys in formal contexts. This rule should be easy to remember, since the regular noun is money .

To summarize, moneys and monies are the same word, but moneys is the preferred form.

The difference between “money” and “monies” (or “moneys”)

In everyday English the word “money” is uncountable. It is not used in the plural.

We say, e.g. I found some money under the bed / There is some money under the bed , whether it is one 1 cent coin or ten €100 notes.

We would never say I found some monies under the bed / There are some monies under the bed . And it is incorrect to say I found a money under the bed .

Money takes verbs in the singular: Money is… NOT Money are…

However, you are probably familiar with the word being used in the plural.

The plural of “money” is spelt in two different ways – “monies” and “moneys”. Both are correct, but, according to my research, “monies” is the more modern spelling.

Whichever way you spell it, the plural of “money” is used almost exclusively in formal business contexts .

Although “money” has this special plural form, it is still not a countable noun. A money , one money , or two monies etc. are incorrect. “Monies” is an uncountable plural noun.

“Monies” means sums of money . Each sum may be from a different source or earmarked for a different purpose.

For example: He is responsible for handling fees and other monies due to the court. These funds represent approximately 12% of total Arts Council monies . If further monies are put into the trust the additional income will be assessed separately. She would like to secure these monies for her children in the event of her husband remarrying after her death.

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23 responses to the difference between “money” and “monies” (or “moneys”).

Is there any difference between money and monies as an accounting jargon

As far as I’m aware “monies” means “sums of money” in all business contexts. But I’m not an accountant…

For me money is anything that is genenarl accpected as a medium of exchange.While monys or morins is something inform of liquditity as save and sell.

But if saying this common phrase is it: “I got my moneys worth” “I got my moneys’ worth” or” I got my monies worth”? Side note, no one probably cares, but I’m sure you mean ‘spelled’, not spelt. But ‘spelt’ is used in Britain so what do I know? “The plural of “money” is spelt in two different ways –.”

The phrase is “I got my money’s worth”. I spell “spelt” that way because I am British. But we spell it “spelled” as well.

Money in this context is singular possessive…thus the apostrophe “s.”

People spell spelt as spelled? Weird

In British English we generally use “spelt”, but “spelled” is also correct. In American English they generally use “spelled”. The difference between “learnt” and “learned” and “burnt” and “burned” is similar.

It’s “money’s” in this case which shows ownership. The money HAS (owns/possesses) worth. It’s not plural.

I live in west Africa more precisely Ghana. It seems every body else uses the already plural word (money) in another.added plural form monies.. From my Ernest research I have found out that monies or moneys-(which is very wrong,because u can’t have 3 consonants continually in 1 word) .. is a very wrong and old fashioned word. Money is Money and ia never Moines. . Wish me luck in convincing my fellow Ghanaians

As I say in my post above – “monies” or “moneys” is correct if used in a formal business context, but would sound strange if used in everyday English. But I’m also talking about standard British English. I have no knowledge of Ghanaian English.

I have always used the rule that it is always the “uncountable” money in every case, unless you are referring to different specie (reference to the Pound, dollar and yen are discussions on “monies”).

References to the pound, dollar and yen are references to currencies. I wouldn’t use “monies” in this case.

Thanks a lot. This was helpful

i think once we are talking about different amounts of money, I would say we can use either money or monies. For example: the money I want to collect from my debtors will be spent on my business; or the monies I want to collect from my debtors will be spent on my business. This is simply because I am talking about different amounts of money.

Why not just say “different sources of money”and then there’s no worry about which word to use. 😉

The rule is that if there is a vowel before the Y then add S to form the plural, hence donkeys and moneys.

It appears that a while ago, a dipstick lawyer forgot the rule and used the “if there’s a consonant before the Y” rule and spelled it monies. As it is not a frequently used word and people don’t learn spelling rules, the error spread and eventually became accepted.

There are enough irregularities in English spelling without adding another. I realise it’s probably too late but let’s kill monies and insist that accountants (I am one) and lawyers only use the “correct” (or at least easier) moneys.

I have started, and the firm where I work and several local legal firms are on board. Unfortunately we are a small town in rural New Zealand and my campaign has stopped at the town limits.

This is good. I love it.

not bad, I liked it. Thank You very much.

Ok. You are right and I agree with you.

Well noted because it can’t be change!

Fantastic. I would like to learn from here always. Thank you.

Perfect! Totally answered my question and I learned a thing or two along the way! Thank you so much!

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Plural of Money: The Surprising Plural Form and How to Use It Correctly

By: Author ESLBUZZ

Posted on Last updated: October 3, 2023

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When it comes to learning English grammar, knowing the plural forms of money is an essential aspect. Understanding the plural forms of money is not only important for non-native English speakers but also for native speakers who want to improve their grammar skills.

The plural of money can be a tricky topic to grasp for many learners. It’s easy to make mistakes when you’re not familiar with the rules. In this article, we’ll provide an overview of the plural of money in English, common mistakes to avoid, and how to use them in different contexts. By the end of this article, you’ll have a better understanding of the plural of money and how to use it correctly.

Plural of Money

Definition and Plural of Money

When we talk about money, we usually refer to it as a mass noun, which means that it doesn’t have a plural form. However, there are some scenarios where we can use the plural form of money.

According to Merriam-Webster, money can be pluralized as “moneys” or “monies,” with the latter being the more common spelling. This is especially true when we are referring to discrete sums of money obtained from a particular source or allocated to a particular cause. For example, “The organization received several monies from different donors.”

In law and accounting, money can also be a countable noun, and its plural is moneys or monies. However, outside of these contexts, it is generally treated as a mass noun.

It’s worth noting that the use of “moneys” or “monies” is not very common in everyday English. In most cases, we use the singular form of money to refer to both singular and plural amounts of money. For example, “I have a lot of money in my bank account” can refer to any amount of money, whether it’s a single dollar or millions of dollars.

Examples of Money and Plural of Money in Sentences

When it comes to talking about money, it’s important to use the correct form of the word depending on the context. Here are some examples of how to use money in sentences, including both the singular and plural forms:

• I need to withdraw some money from the bank.
• She has a lot of money saved up for retirement.
• The company donated a large sum of money to charity.
• The organization received multiple moneys from different donors to fund their project.
• The company raised significant monies through their initial public offering.
• The non-profit organization distributed the moneys they received to various charities.
• The government allocated monies to support small businesses affected by the pandemic.
• The university received moneys from a generous alumni donation to fund scholarships.
• The court ordered the defendant to repay the stolen monies to the victim.

As you can see, the plural form of money can either be moneys or monies. In general, when referring to different types or amounts of money, you would use the plural form. However, when referring to money as a collective concept, such as in the phrase “money talks,” you would use the singular form.

It’s worth noting that the use of the plural form moneys is more common in legal and financial contexts, while monies may be seen as archaic or overly formal in other situations. However, both forms are technically correct and can be used interchangeably depending on the writer’s preference.

Common Mistake when Using the Plural of Money

When it comes to using the plural form of money, there is one common mistake that many people make. This mistake is adding an apostrophe to the plural form of money, which is incorrect. The plural form of money is “monies,” not “money’s.” The apostrophe is only used to indicate possession or contraction, not plurality.

Another mistake that people make when using the plural form of money is treating it as a singular noun. While “money” is technically a mass noun and has no plural form, it can be used as a countable noun in specific contexts, such as law and accounting. In these contexts, the plural form of money is “moneys” or “monies.”

Collocations and Phrases with Money

When it comes to money, there are many collocations and phrases that you should know. Here are some common ones:

• A lot of money: This phrase is used to describe a large amount of money. For example, “He inherited a lot of money from his grandfather.”
• Borrow money: When you borrow money, you take money from someone with the intention of paying it back. For example, “I need to borrow some money to pay my rent this month.”
• Earned money: This phrase is used to describe money that you have earned through work or other means. For example, “I worked hard for my earned money, so I’m careful about how I spend it.”
• Easy money: This phrase is used to describe money that is earned quickly and with little effort. For example, “He thinks that playing the stock market is easy money, but it’s actually quite risky.”
• Dirty money: This phrase is used to describe money that has been obtained illegally or through unethical means. For example, “The police suspect that the businessman’s wealth is from dirty money.”
• Real money: This phrase is used to describe money that is genuine and not counterfeit. For example, “I was relieved to find out that the money I received was real money and not fake.”
• Plenty of money: This phrase is used to describe a situation where there is a large amount of money available. For example, “The company has plenty of money to invest in new projects.”
• Lost money: This phrase is used to describe money that has been misplaced or lost. For example, “I lost my wallet and all my money, so I had to cancel my plans for the weekend.”
• Stolen money: This phrase is used to describe money that has been taken without permission. For example, “The thief was caught with stolen money in his possession.”
• Spare money: This phrase is used to describe money that is available to spend after all necessary expenses have been paid. For example, “I don’t have much spare money this month, so I need to be careful about my spending.”

Plural Noun Rules for Irregular Nouns

When it comes to pluralizing irregular nouns, there are a few general rules to keep in mind. In this section, we’ll go over some common irregular plural noun patterns to help you understand how to form plurals for these tricky words.

List of Common Irregular Plural Nouns

Let’s start with a list of some of the most common irregular plural nouns:

• child – children
• foot – feet
• tooth – teeth
• mouse – mice
• goose – geese
• man – men
• woman – women
• person – people
• ox – oxen
• deer – deer

Nouns that End in “Us”

Nouns that end in -us often have an irregular plural form that ends in -i. Here are some examples:

• cactus – cacti
• fungus – fungi
• nucleus – nuclei
• radius – radii

Nouns that End in “Is”

Nouns that end in -is often have an irregular plural form that ends in -es. Here are some examples:

• analysis – analyses
• basis – bases
• crisis – crises
• thesis – theses

Nouns that End in “On” and “Um”

Nouns that end in -on or -um often have an irregular plural form that ends in -a. Here are some examples:

• phenomenon – phenomena
• criterion – criteria
• bacterium – bacteria
• curriculum – curricula

Nouns That Are Both Countable and Uncountable

When it comes to nouns, they can be classified as either countable or uncountable. However, some nouns can be both countable and uncountable, depending on the context in which they are used.

One such noun is “money.” While money is typically considered an uncountable noun, it can also be used as a countable noun in certain situations. For example, if you are referring to specific sums of money, you can use the plural form “moneys” or “monies.”

Another example of a noun that can be both countable and uncountable is “time.” While time is generally considered an uncountable noun, it can be used as a countable noun when referring to specific instances or periods of time. For instance, you could say “I have three hours of free time this afternoon.”

Other examples of nouns that can be both countable and uncountable include “water,” “paper,” “work,” and “hair.” In each case, the noun can be used as an uncountable noun to refer to a general concept or idea, or as a countable noun to refer to specific instances or quantities of the noun.

It is important to note that whether a noun is countable or uncountable can vary depending on the context in which it is used. Therefore, it is always important to consider the specific situation when determining whether a noun should be treated as countable or uncountable.

Frequently Asked Questions

What is the plural form of money?

The plural form of money is “monies.” This is the correct term to use when referring to multiple types of currency or funds.

Is ‘monies’ a correct plural form of money?

Yes, “monies” is a correct plural form of money. It is commonly used in legal and financial contexts.

Why do some people say ‘moneys’ instead of ‘money’?

Some people may use the term “moneys” instead of “money” when referring to multiple types of currency or funds. This usage is more common in legal and financial contexts.

Which is the correct term to use: ‘money’ or ‘monies’?

The correct term to use depends on the context in which the word is being used. In most cases, “money” is the correct term to use. However, in legal and financial contexts, “monies” may be more appropriate.

How is the plural form of money used in banking?

In banking, the plural form of money is commonly used when referring to multiple accounts or funds. For example, a bank may offer “investment monies” or “savings monies” to its customers.

The plural form of currency is 'currencies'. For example, \"I have different currencies in my wallet for my trip abroad.\"

"}},{"@type":"Question","name":"How do you make the noun 'wealth' plural?","acceptedAnswer":{"@type":"Answer","text":"

The noun 'wealth' is uncountable, which means it does not have a plural form. However, you can use the adjective 'wealthy' to describe multiple wealthy individuals or groups.

"}},{"@type":"Question","name":"What is the plural of 'dollar'?","acceptedAnswer":{"@type":"Answer","text":"

The plural of 'dollar' is 'dollars'. For example, \"I have five dollars in my pocket.\"

"}},{"@type":"Question","name":"What is the plural of 'pound'?","acceptedAnswer":{"@type":"Answer","text":"

The plural of 'pound' is 'pounds'. For example, \"I need to exchange my euros for pounds before my trip to the UK.\"

"}},{"@type":"Question","name":"Can 'money' be both singular and plural?","acceptedAnswer":{"@type":"Answer","text":"

Yes, 'money' can be both singular and plural. When referring to a specific amount, it is singular, and when referring to multiple amounts, it is plural. For example, \"I have a lot of money saved up\" (plural) and \"This money will cover my expenses for the month\" (singular).

"}},{"@type":"Question","name":"When should I use 'monies' instead of 'money'?","acceptedAnswer":{"@type":"Answer","text":"

'Monies' is a less common plural form of 'money' that is used in formal or legal contexts. It refers to separate or specific amounts of money, such as different funds or accounts. For example, \"The monies allocated for the project have been distributed to the appropriate departments.\"

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Money vs Monies

How would the meaning in the following phrase change if "monies" is replaced with "money"?

universities would be diverted from basic research by the lure of new development monies from “the marketplace,”

• 3 Monies is the word one uses when money doesn't matter. –  fortunate1 Commented Apr 23, 2012 at 20:38

4 Answers 4

Garner in Modern American Usage has a good entry on this. He says:

While money generally functions in collective senses (we made a lot of money on that deal), moneys is frequently used, especially in financial and legal contexts, to denote "discrete sums of money" or "funds" (many federal and state moneys were budgeted for disaster relief).

So if you want to emphasise that the funds are coming from various sources, use the plural moneys or monies , otherwise use money as the more common and unmarked variant.

The collective noun dilemma again.

• Soil or soils
• Money or monies
• Equipment or equipments
• Furniture or furnitures
• Fish or fishes
• Data or datas
• Schema or Schemas

Illustration

Soils = types of soil

He is a soil expert. He is looking at all the soil in my farm. He has seen the soils of all the farms in this area. In fact, he has seen most of the soils in almost every region in the world.

Monies = instances of money

We have paid good money to bribe the corrupt officials of this town. We have paid good money in many villages and towns. Of all the corrupt monies we have paid, this one is the best.

Equipments = instances of equipment

We will be moving all their office equipment to their new office. We also have to move their manufacturing equipment. They may plan to move their network equipment too. Of all the equipments, their manufacturing equipment is the most difficult to move.

IMO, the plurality of instances of equipment should still be "equipment" not "equipments".

Datas & Schemas? Why can't the engineers in Google and Microsoft get it? That

• singular = datum, plural = data (no such thing as datas until they invented the word)
• singular = schema, plural = schemata (Got it???!!!!!)

• 1 +1: good examples! Trying to fit the datum / data war is a lost cause though I think -- along with agenda / agendum... –  AAT Commented Apr 24, 2012 at 21:29
• @Blessed Geek - Why do you believe that equipment-equipments should be treated differently? Is there a reason that you have in mind? –  Yaitzme Commented Mar 17, 2015 at 12:37
• schemata ? wth? I've heard of datum/data, but schema/*schemata*? Well I'll take your word for it... "I am currently designing database schemata." –  Mark K Cowan Commented Mar 15, 2017 at 17:41
• thefreedictionary.com/schemata –  Blessed Geek Commented Mar 15, 2017 at 19:38

Money is the more logical and the preferred form, but monies is a frequent variant.

In the "Oxford Dictionary of English", Second Edition, Revised - eBook Copyright 2010, we read:

( moneys or monies ) FORMAL sums of money.

Also, in "The New Oxford American Dictionary", Second Edition - eBook Copyright 2008, we read:

monies : plural form of MONEY, as used in financial context.

Considering that your sentence is not expressed in financial context, I would say that money fits better your case.

• @simchona - Really, my eBook is called "Oxford Dictionary of English", Second Edition, Revised - eBook Copyright 2010, as I directly read. –  user19148 Commented Apr 23, 2012 at 19:19
• ok, my mistake. Feel free to edit it back--sorry for the error –  user10893 Commented Apr 23, 2012 at 21:00
• @Carlo_R.- I would say the example is in a financial context and monies is exactly right. –  AAT Commented Apr 24, 2012 at 21:28

Use monies when referring to money collected from different countries' denominations. Otherwise, money is considered plural (just look in your wallet)! That's not a collection of monies , but an assortment of money (US dollars/cents). Universities may collect tuition for national and international students. Thus, they've collected monies ; national and international funds.

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Plural of Money

What is the plural of money.

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The standard rules for forming the plurals.

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Monies vs. moneys, this grammar.com article is about monies vs. moneys — enjoy your reading.

Monies vs. Moneys: Navigating Variations in Plural Forms

Understanding the differences between "monies" and "moneys" involves recognizing variations in plural forms. This article aims to clarify the distinctions between "monies" and "moneys," shedding light on their meanings, applications, and appropriate usage in different contexts.

Correct Usage:

"Monies" is a less common but acceptable plural form of the word "money." It is often used in more formal or legal contexts to refer to various sums or amounts of money, especially when discussing financial transactions or funds from different sources.

"Moneys" is an older and less frequently used plural form of "money." It may still appear in certain legal or archaic contexts, but its usage has become less common in modern English.

Meanings and Applications:

Use "monies" when referring to multiple sums or amounts of money, especially in a formal or legal context. It is suitable for situations involving funds from different origins or sources.

While "moneys" can be used similarly to "monies," it is less common in contemporary English. If used, it may carry a more formal or archaic tone and is not as widely recognized as "monies."

Correct: The organization received monies from various donors to fund the project.

Acceptable: The estate was divided, and the heirs each received their respective moneys.

Contextual Considerations:

Consider the context and the level of formality when choosing between "monies" and "moneys." "Monies" is more commonly used in legal and financial contexts, while "moneys" may have a more traditional or formal connotation.

Conclusion:

Navigating the distinctions between "monies" and "moneys" involves understanding variations in plural forms of the word "money." Whether discussing financial matters in legal documents or using more contemporary language, choosing the appropriate form enhances clarity and aligns with the expected style of communication.

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