research paper on business environment in india

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The Business Environment of India: A New Mandate for Reform

When India gained its independence in 1947, the country embarked on a journey to establish a democracy and representative government, define a plan for economic development, and build a society within which its large, diverse, and fragmented population could prosper. By 1951, just four years after its independence, the country’s foreign exchange reserves were amongst the world’s largest, at $ 2.1 billion, while India accounted for 2.4 percent of global trade. Six decades later analysts, economists, and politicians both applauded the country’s achievements and decried its failures. Critics noted that with 17 percent of the world’s population, India generated only 4.7 percent of global GDP. Per capita GDP (at purchasing power parity) was less than $3,000 per year, with roughly 25 percent of the country’s 1 billion people living in poverty. On the other hand, supporters touted the fact that India was on track to become the world’s third-largest economy (behind only the U.S. and China). India had made significant progress toward establishing a competitive position in the global economy, but the journey initiated in 1947 remained incomplete. With aspects of its socialist roots still in place, India had not yet fully defined nor realized the competitive advantage that would enable the country to sustain an improved position in an increasingly global marketplace. India’s services sector had shown that the country had the capacity to be a pioneer. The question was whether India would capitalize broadly on this success by addressing obstacles to growth, or would miss the opportunity to become a true world leader. This note provides a brief history of the country and explores India’s current status in the global business environment.

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AN ANALYTICAL STUDY OF GREEN BUSINESS PRACTICES IN INDIA WITH SPECIFIC REFERENCE TO SELECTED INDIAN COMPANIES

Sustainable business, or a green business, is an enterprise that has minimal negative impact on the global or local environment, community, society, or economy—a business that strives to meet the triple bottom line. The notion of ―green business‖ emerged at the end of the 20th century in the wake of the ever-increasing public concern about the sustainability of economic development. The latter, in turn, was roused up by the growing awareness of environmental issues such as the accelerating depletion of natural resources and the deterioration of environmental quality. While the origins of the modern ―green movements‖ can be traced down to the middle of the 1960s, it took almost 20 years for business to adapt to the ―greening‖ trends and adopt them into its ideology and practice, coining the term ―green business‖ for that purpose. However, even today, the substance of the green business concept is rather ambiguous as demonstrated by the variety of its definitions that could be found in different sources. Green business practices are still far from being universally embraced and applied by business entities around the world, with perceptible differences of business penetration by the ―green‖ ideas in various countries. This is due to several reasons, one of them being the fact that the ―greening of business‖ is still largely perceived as an extra burden (in terms of cost increase or revenue loss), and the other reason being related to the national specifics in terms of cultural, political, and economic differences .The paper highlights the relevance of green business practices in current scenario and analyzes how these practices are implemented by selected reputed companies in India and what impact it has on their performance and efficiency.

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This study on the environmental accounting disclosures and performance of selected manufacturing firms in Nigeria was prompted as a result of mixed, inconsistent and contradictory results from various studies carried out in this area and also because of the increasing stakeholders demand for the disclosure of the management of environmental issues in the annual reports and accounts of manufacturing firms. Thus, the study examined the relationship between environmental accounting disclosures of selected manufacturing firms and their return on assets, net profit margin and earnings per share. Correlation research design was employed in the study and time series data of 40 randomly selected quoted manufacturing firms were collected from their annual reports and analyzed using point bi-serial correlation analytical tool with the help of SPSS version 23. The findings revealed that there exists a significant and positive association between environmental accounting disclosures and earnings per share, return on assets, net profit margin, firm's age and audit firm type. We concluded based on the findings that environmental accounting disclosures influences performance of firms and It was recommended that government and standard setters should develop a standard framework for the mandatory disclosure of corporate environmental information to ensure uniformity, consistency and comparability of environmental information, enhance performance of firms and allow stakeholders to know when these firms are environmentally responsible.

GM is a new and important agenda of the world emerging as solution for sustainability related problems of manufacturing industries. Despite, its urgency to be practiced, the issue is even not has been understood by the world communities and researchers in consistent and similar fashion. Hence, there are even no sufficient reviewed literatures concerning theories related to GM practices and no standardized

GM is a new and important agenda of the world emerging as solution for sustainability related problems of manufacturing industries. Despite, its urgency to be practiced, the issue is even not has been understood by the world communities and researchers in consistent and similar fashion. Hence, there are even no sufficient reviewed literatures concerning theories related to GM practices and no standardized tool to describe practices. To this effect, this paper has developed tools used for GM description and made simple revision of related literature. Accordingly, the specific objectives of the review were: 1 To develop comprehensive tool that helps to assess GM practices, 2. To review major theories related to GM practices, 3. To identify future research areas concerning GM for developing countries like Ethiopia. To attain these objectives simple review method and contextualization of the concepts to the practical environment of the manufacturing industry, especially of the Ethiopian context were employed. Accordingly, to test the validity of the GM practices assessment tools developed by the reviewer; two experts of the area were consulted to check the authenticity and appropriateness of the content. Whereas its reliability was tested using cronbatch alpha by feeding data collected from one of the cement manufacturing industry in Ethiopia using 63 respondents. Accordingly, major theories relate to GM were reviewed, comprehensive tools used to measure GM practices were developed, and future research areas were recommended. Thus, the following were the advises forwarded for future researchers to: assess GM practices in pollutant manufacturing industries including their policy practices, identify pollutant industries and barriers hindering the GM practices in developing countries, especially identifying the critical ones is very important, and to substantiate why GM is important by identifying the drivers for GM, especially identifying the major ones are highly recommended.

Green banking is new concept in the financial sector from last two decades. As banking transactions involve more paper on daily basis it is the conscientiousness of banking sector to induce the general public to move from traditional practices to green banking practices. More than government, banks dictate the public in a growing economy like India. It is considered easy to persuade the general public to practice eco-friendly living through the banking sector. Hence the present study intends to find the performance of nationalized public sector banks using green banking concept as a yard stick. Bank customers are selected as the respondents for the survey. Major focus of the study is on the implementation part of green banking practices in the selected public sector banks. To have maximin approach, the creamy layer of public sector banks is mulled over in this study to access the public sector banks' performance with respect to installation of green banking initiatives.

Global warming, pollution and climate change are some of the problems that have become an increasingly concerning issue internationally, also Indonesia. In Indonesia there is a fairly complicated plastic that is difficult to recycle, the amount of waste discharged into the river, forest damage due to the illegal logging. Therefore, the impact are the flood, the warming of the earth that causes rising seawater. The purpose of research to determine the effect ofGreen Product, Price Perception, Green Advertising to Purchase Decision which mediated by Attitude Toward Green Product.Respondents who were taken with the provisions ever buy green products and using random sampling. Data were analyzed by using Structural Equation Modeling (SEM).

Recently industries have tried to implement measures geared to GM practices, though; the effort towards green agenda is not straightforward because of the obstacles facing the industries. The presence of these barriers makes the implementation of green issue complex to the industries. So that, the world should develop proper understanding of these barriers to smooth the practices of GM. This paper was aimed to identify critical barriers to GM practices of Ethiopian cement industries. To accomplish this objective; Questionnaires, interviews, and focus group discussions were used. The study found that low enforcement

: Intellectual Management (IM) and Sustainable Development (SD) has been studied to investigate the influence and relationship between them. To reach the purposes, 283 relevant collected data from 30 organizations were utilized for result analysis while a self-administered survey instrument on IM and SD were distributed through simple random sampling technique by selected representatives. A perfect positive relationship between IM & SD and a strong positive influence of IM on SD in the different universities and banking organizations have been found in the findings from the analysis of descriptive and

Benchmarking best practices helps to optimize the output of any organization as the best practices yield consistent desirable outcomes. . The paper focuses on benchmarking best practices in retail channel in biscuit industry. Nagpur is chosen for study considering its central location and ease of accessibility. The research focuses on various practices carried out by the brands of the biscuit industry and understanding if the similar practices are carried out by the competitors and if are result oriented can be considered for benchmarking

Green marketing has gained an important role in the context of global warming and climate change, this, in turn has forced manufacturers to incorporate the principle of green marketing. Green marketing is marketing of products that are presumed to be environmentally safe including product modification, changes to the production process, packaging changes, as well as

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Environment, Development and Sustainability in India: Perspectives, Issues and Alternatives

• © 2021
• Manish K. Verma 0

Department of Sociology and Controller of Examinations, Babasaheb Bhimrao Ambedkar University (A Central University; Accredited ‘A’ Grade by NAAC), Lucknow, India

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• Offers broader coverage due to inter-disciplinary nature of the book
• Presents the most contemporary issues related to the environment and sustainability
• Provides holistic solutions for sustainable development

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Table of contents (18 chapters)

Front matter, introduction.

• Manish K. Verma, Venkatesh Dutta

Perspectives on Environment, Development and Sustainability

Ecology, culture and development.

• B. K. Nagla

On Development: Practice and Ethics

• Vinay Kumar Srivastava

Sustainability: Revisiting Enduring Modern and Identified Tradition

• Ashok Kaul, Chittaranjan Das Adhikary

Explaining Rural Development in Contemporary India: A Paradoxical Situation

• K. L. Sharma

Man-Forest Interaction in a Metropolis: Perspectives from Hermeneutics

• Tapan R. Mohanty

Issues of Environment

Environmental consequences of dams: a study of select hydroelectric projects in india.

• Namita Gupta

Impact of Efforts on Ganga Restoration and Conservation

• Ravindra Kumar

Locating Agricultural Distress in India: Realigning for Sustainability and Nutritional Security

• Purba Chattopadhyay

Environmental Migration: A Challenge for Sustainable Development

• Clare Lizamit Samling

Interface Between Tribes and Ecotourism: A Study on Sustainability and Development in Purulia, West Bengal

• Biswajit Paul, Ramanuj Ganguly

People’s Movement Against Ecological Conservation Policies in the Western Ghats: Reflections from Kerala, India

• S. Gurusamy, P. V. Basil

Balancing Growth with Livelihood Sustainability: Social and Political Action Over Land Acquisition in India

• Siddhartha Mukerji

Alternatives for Environmental Sustainability

Constructed wetland: a sustainable approach for wastewater treatment.

• R. R. Patil, Karuna N. Pohekar, Neetu Rani

Biofuels for What? Environmental Sustainability and Discursive Flexibility of Jatropha in India

• Rahul Shukla, Sambit Mallick

Alternative Approaches to Measure Sustainability in a Subsistence Economy: Empirical Insight from Shifting Cultivation in Odisha

• Amalendu Jyotishi, M. Manjula
• environmental issues
• Sustainable Development Goals
• Sustainability challenge
• ecological imbalances
• Development
• Globalization

About this book

Editors and affiliations.

Manish K. Verma

About the editor

Manish K. Verma  is Professor, Head and Deputy Coordinator of the UGC–Special Assistance Programme in the Department of Sociology at Babasaheb Bhimrao Ambedkar (Central) University, Lucknow, India. Previously, he served in the Department of College Education, Rajasthan, as Lecturer, Senior Lecturer and Lecturer in Selection Grade for 10 years and briefly at NTPC, Corporate Office, New Delhi, as Sociologist. With a doctorate from Jawaharlal Nehru University, New Delhi, he has more than 22 years of teaching and research experience. He has published many books, including  Globalisation,   Social Justice and Sustainable Development in India  (2017),  Peri-urban   Environment  (2017),  Globalization and Environment: Discourse, Policies   and Practices  (2015) and  Development, Displacement and Resettlement  (2004). Several of his research papers and chapters have been published in journals and edited volumes. He is a member of various professional bodies such as the International Sociological Association, Indian Sociological Society and Rajasthan Sociological Association. At present, he is a member of the Managing Committee of the Indian Sociological Society. His main research interests include environment and development, involuntary displacement, urban ecology, social justice and globalisation.

Identifying the aspects of organizational culture: a study of Indian banking industry

PSU Research Review

ISSN : 2399-1747

Article publication date: 6 September 2021

The purpose of the present study is to identify the core cultural aspects perceived by the executives of public, private and foreign banks in India.

Design/methodology/approach

Of the 124 responses, 96 usable responses were assessed from middle and lower level managers. Qualitative content analysis and deconstruction method were used to identify the perceived cultural aspects.

Interestingly, managers of Indian banking industry stated that cultural aspects of their banks possess good work and working environment, prefer people, management, experience and promotions in comparison to other factors like policy, bonus, market, commitment, project, etc. It is also noted that cultural aspects of banks prefer learning, training and team working.

Practical implications

Assessment of the perception of managers toward their culture will foster the banks to develop integral subculture and to achieve the long-term organizational goals.

Originality/value

The study analyze the cultural aspects in Indian banking industry qualitatively, based on executives characteristics. This qualitative analysis helps to find out more contemporary and prevailing factors of banks.

• Indian banking industry
• Foreign banks

Negi, P.S. and Dangwal, R.C. (2021), "Identifying the aspects of organizational culture: a study of Indian banking industry", PSU Research Review , Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/PRR-03-2021-0017

Emerald Publishing Limited

Copyright © 2021, Pooja Singh Negi and Ramesh Chandra Dangwal

Published in PSU Research Review . Published by Emerald Publishing Limited. This article is published under the Creative Commons Attribution (CC BY 4.0) licence. Anyone may reproduce, distribute, translate and create derivative works of this article (for both commercial and non-commercial purposes), subject to full attribution to the original publication and authors. The full terms of this licence may be seen at http://creativecommons.org/licences/by/4.0/legalcode

Introduction

India is one of the largest economic giants reconnoitering with omni-channel touch facts, scientific resources and reach to a major part of the population. Scams and swindles in banks affect the nation ( Gurnani, 2015 ), and these cons require organizational experts to differentiate synergetic effects within a business organization ( Harung et al. , 1999 ). Since banks are service-based businesses, it is the healthy cultural environment that can feature the good financial services and assist better services to customers. Although stability has been observed in financial and economic conditions (RBI, 18), the cultural process of banks needs effective and improved governance ( Diwanji, 2018 ). Growing levels of such trickeries in banks require greater emphasis on researching the role of organization cultural aspects.

Existing, cultural literature lacks an influential qualitative analysis with there being a larger role for organizational sustainability ( Negi and Dangwal, 2019 ). In response, banks have become very thoughtful about the lending segment ( Antony and Sanjai, 2018 ), and steps are being taken to ensure an optimistic culture ( Altstedter and Nag, 2018 ). The human resources of banks need complete renovation ( Antony and Sanjai, 2018 ) as it has a strong influence on business culture, principles and performance standards ( Catana and Catana, 2010 ). The field of organizational culture is currently developing, but the dimensions are relatively limited and need improvements to provide a sustainable functional setting ( Negi et al. , 2019 ).

Culture in banking organizations has been drawing interest among researchers around the domain (i.e. Singh, 2011 ; Mellor, 2015 ; Peters and Waterman, 1982 ; Kilmann et al. , 1985 ; Schein, 1990 ). The first intention of this study is to identify the core cultural aspects in the banking industry, as practiced by executives. The subsequent aim of the existing study is to also check the least preferable dimensions that have been ignored. To my knowledge, very few studies with the exception of Nazir (2005) , scrutinized organizational culture within banks, assume that some common dimensions tend to measure perceptions in limited ways ( Calciolari et al. , 2018 ). However, seeing organizational culture as uniform among all executives is very basic ( Hofstede, 1994 ).

Literature review

Organizational culture.

The concept of organizational culture has become prevalent since the 1980s ( Pettigrew, 1979 ). Organizational culture has gained lot of attention in the organizational behavior ( Peters, 1982 ) and recently considered as one of the evolving conception for empirical research ( Adler, 1989 ; Schein, 1990 ; Denison, 1990 ; Gordon and Tomaso, 1992 ; Hatch, 1993 ; Hofstede, 1994 ; Bloor and Dawson, 1994 ). The cultural term has been introduced by social anthropologists ( Kotter and Heskett, 1992 ; Taylor, 2008 ) and explains the differences among managerial results qualitatively ( Pettigrew, 1979 ). The study of Sanjaghi et al. (2014) explored several factors for Iran Industrial Research Organization (IIRO). These factors are cooperativeness, innovativeness, consistency and effectiveness. The results divulged that these exemplifies of “organizational culture” are appropriate, and environmental responsiveness and knowledge management both are necessary in today's competitive environment.

Other significant research of Negi and Dangwal (2019) observed that absence of adequate literature limits their investigation. Hence, we suggest that researchers should consider different constructs for further analysis. Likewise, Negi et al. examine the sustainability-oriented organizational culture of selected service sector companies and advice to inculcate more contemporary variables. On the other hand, Aboramadan et al. (2019) scrutinize the links between organizational culture, innovation and banks' performance in Palestine. The study recommended to consider the qualitative approaches to provide better elucidation of the organizational culture. Additionally, different aspects of organizational culture can make study more interesting. In contrast to this, Pathardikar and Sahu (2011) reflect the status of the culture in the public sector organizations and evidently confirm the need for audits of HR practices in the organization. The study also suggests that research in private organizations differs in culture and HR practices from that of the public sector units in India.

Leveson et al. (2009) suggest that in future, research should reconnoiter the perception of management to explore the direct and indirect variables of culture. Besides this, access to informal networks variable could refine cultural differences and not to some other dimensions of variance. Unfortunately, the use of questionnaires showed incapability to yield more affluent data in comparison to interviews. From Akhavan et al. (2014) perspective, organizational culture impacts environmental responsiveness capability in selected IIRO. The study also found that scale for organizational culture does not reflect the actual situation in Iran due to specific national setting. Although, Riivari et al. (2012) showed a positive link between the culture and innovativeness. At the same time, authors preferred for qualitative study for richer and more in-depth understanding of this relationship. Likewise, Bamel et al. (2011) empirically examines the relationship of dimensions of organizational climate with managerial effectiveness in Indian organizations. The study considered only a few dimensions of organizational climate (organizational process, behavior role clarity and communication, results-reward and interpersonal relationships) and suggested exploring some different variables to predict managerial performance.

Extensive literature review depicts that various empirical examinations have been taken up with reference to organizational culture. Several studies determine culture with performance, commitment, satisfaction and personal behavioral aspects ( Ojo, 2009 ; Dwivedi et al. , 2014 ; Kelepile, 2015 ; Tripathi and Tripathi, 2009 ). The combined concept of qualitative analysis on cultural aspects has remained unnoticed. The purpose of the present study is to analyze the opinions and perception of executives' of public, private and foreign banks qualitatively. The analysis of this conceptual study is organized in such a way so that it can enlarge the limited literature. Subsequently, a qualitative approach was preferred to apprehend the cultural perceptions on the subject of their effectiveness. Thus, the gaps identified above unquestionably suggest that there is a need to investigate these contemporary concepts i.e. organizational culture in Indian banking system to support the qualitative growth of the economy.

Methodology

Sample and procedure.

Owing to high population density in Delhi and NCR region, only 15 of the 99 banks have been put to study. A sample of five banks each from the public and private sector has been selected by their market capitalization listed on Bombay Stock Exchange, whereas five foreign banks have been selected on their quality service basis; 150 questionnaires were circulated to the middle- and top-level managers. A total of 124 (82.6%) questionnaires were answered, but 96 (64%) have been assessed, as they were completely filled.

Open-ended questions were analyzed to extract the contemporary characteristics of cultural patterns of managers. For this, managers were asked to mention their views about cultural aspects. First, the survey was carried out in the form of open-ended questions converted into transcripts and then analyzed during the stages of the investigation. For this, each transcript was summarized and studied manually. Then, in order to analyze more specifically, each transcript was coded based on their stated characteristics by using the NVivo software. After giving the demographic characteristics of managers under the close-ended questions, the study presented qualitative content analysis and explained the most relevant and desirable cultural practices adopted by banks for their executives.

Thereafter, these transcripts were entered into categorical form manually. To safeguard the privacy of executives and to maintain their trust, their responses were categorized accordingly. The executives and their banks were mentioned by a specific code (numbers 1 to 15). These codes were imported into NVivo software and analyzed comprehensively. Following this, content analysis and deconstruction method were also used.

Demographic characteristics of the respondents

The study assessed 96 managers from public, private and foreign banks in India. Keeping in mind the availability of banks and population adequacy, the most populated cities, Delhi and NCR, were selected for the survey. Of the total participants, 82.2% were male and 19.7% were female. Moreover, 59.3% participants were from Delhi and the rest (40.6) were from NCR. Besides this, these two regions also contain maximum concentration of banks instead of others. The summarized details of managers are presented in Table 1 . The identity of (name and branches) managers of public, private and foreign banks was kept confidential and anonymous .

Conduction of survey

Data are directly acquired by managers to draw out the original findings of the research. The questionnaires were distributed among managers in 15 different banks. Field survey enables one to collect data personally within a short period ( Sekaran, 2003 ; Zikmund and Babin, 2013 ) and protects the privacy of managers. For this, responses of managers and their banks were coded individually. Questionnaire consists of open-ended questions that provide more additional information about managers who may not have been apprehended in the close-ended questions ( Fowler and Cosenza, 2008 ). Moreover, managers used various proverbs, metaphors and various examples in their survey.

Qualitative content analysis

The contents were analyzed to make findings more replicable and valid ( Krippendorff, 2012 ). The responses of managers (content) in the form of words were classified into texts ( Burns and Grove, 2005 ). Then, classes are formed from texts (meaningful matter) to specific codes. In this study, conventional, directed and summative approaches were scrutinized to examine the textual data ( Hsieh and Shannon, 2005 ). First, text data were categorized under the conventional approach.

In a directed approach, a wide review of literature was consulted to codify the texts. Finally, contents were compared and interpreted under a summative approach. All these three approaches possess identical analytical procedures divided in six major phases ( Kaid and Wadsworth, 1989 ). In the present study, phases start with formulation of research questions, selection of sample, outlining categorization, defining and implementing codifications process and analysis of results with trustworthiness. The conventional approach ( Hsieh and Shannon, 2005 ) of the qualitative content analysis ( Kaid and Wadsworth, 1989 ; Burns and Grove, 2005 ; Krippendorff, 2012 ) has been followed sequentially; first, data had been collected with open-ended questions. Second, texts have been analyzed. Third, texts have been examined for categorization. Fourth, texts have been summarized and categorized. Fifth, encodings have been constructed from the texts of transcripts. Finally, texts have been analyzed, reviewed and characterized into codes to present the results. Furthermore, NVivo 10 software ( Bazeley and Jackson, 2013 ) has been used to perform qualitative data analysis.

Furthermore, deconstruction method has been used to demystify the texts into meaningful conjectures. This method also helps to disclose the hidden constructs into meaningful presuppositions. The written texts were analyzed critically to make interpretation more centralized and focused.

Validity of research

The validity of qualitative research has been adequately followed and discussed briefly. No subsequent standard test for validation of qualitative research has been found in the literature in comparison to quantitative research. Centered on characteristics of research, five categories have been discussed to assess the validity of qualitative research ( Maxwell, 1992 ). These categories are classified as following:

First, the study ensured descriptive validity by inculcating the plurality of responses of different executives of public, private and foreign banks in terms of organizational culture. The responses from several different executives confirm the accuracy of data as well ( Maxwell, 1992 ; Johnson, 1997 ). Second, the interpretative validity has been followed with the help of open-ended questions based on organizational culture. The present study reports the respondents' response manually with meaningful understanding of events, entities and their performances ( Maxwell, 1992 ). The researcher tries to analyze the executives’ interpretation according to the sector of banks i.e. public, private and foreign banks. Third, theoretical validity allied with degree of consistency between theoretical explanations of qualitative research and data. In this study, categorization of the description of cultural patterns of managers is anticipated with content analysis. In order to attain theoretical validity, this analysis has referred to the frequency of texts stated in the open-ended questions. NVivo software has been used to analyze the additional information provided by executives of banks, which may not have been apprehended in the close-ended questions. The study identifies the new insights with those dimensions that are related to the organizational culture from executives' point of view. In terms of generalizability, identified new insights of this research can be applied universally. According to the ethical framework and judgments of evaluative validity, researchers try to apprehend and describe the data without any partial judgment. Fairness and objectivity have been maintained while analyzing the documented texts.

The open-ended questions consist of accurate outlooks, understanding and attitudes of the respondents on the related subjects. All responses were coded in the form of texts and analyzed conjointly. The word frequency criteria had been used to find out the words that were used by respondents more frequently.

Results of deconstruction and qualitative content analysis

Out of the total executives, 96 have discussed their specific cultural pattern in banks. In detail, 32 executives were from public sector banks, 35 were from private sector banks and 29 were from foreign banks. Precise and pertinent information have been stated by executives through several models and instances. In this segment, information was classified according to the category of banks representing the cultural characteristics. Based on preliminary analysis of the executive's views in the form of texts, information has been identified and then characterized. Other than the integrated view on cultural aspects of managers, this study also tracked the manager's individual approach to analyze their perceptions. For this, manager's textual data have been presented, which seemed to examine the insights into a qualitative way. Yet, opinions of managers of public, private and foreign banks were described sequentially in Table A1 .

With the cultural description, the study identified several related and relevant characteristics. After the categorization, the numerical coding has been done in the NVivo software to analyze the executives' perception. Each characteristic has been presented in Table 1 . The findings of this analysis demonstrate that some exemplified characteristics are sustained by various executives'. Interestingly, these characteristics have been ignored in the existing review of literature. The study tries to consider more participants who could be placed in banking categories. Obviously, a larger number of participants help to analyze the supporting dimensions of executives. The word cloud ( Figure 1 ) has been generated through open-ended questions, included in the questionnaires.

The first identified characteristic signifies that banks are attached with the executives and provide them with a “good work” environment. This recognizing and comprehending characteristic of banks enables individuals' to boost their productivity. Good work factors also motivate employee retention in future. The second characteristic of this analysis ensures that executives of banks recognize “better working” instead of complexity. The better working environment reduces unpredictability and enhances expertise as well as perceptiveness. The third characteristic is “management and learning” which indicates that banks are providing adequate assistance and guidance to their executives. Being new or unexpected, learning and training assist executives to solve their problems that are different and unfamiliar to them. It also provides a stable and unwavering working environment to them. The fourth characteristic is more related to the efficiency of managers i.e. “training and promotion”. Managers should motivate employees for new idea creation with rewarding, when necessary; they can also establish an environment where new ideas are openly and freely shared ( Uzkurt et al. , 2013 ). Culture of banks generally favors those executives who possess promotion as well as experience skills. This characteristic is also related to the term perceptiveness (experience and knowledge), which in turn helps them to solve their complexity at the workplace. The essence of culture is that the organization's members can find solutions to problems about internal integration, adaptation to environment and coordination through shared cultural values ( Blackwell, 2006 ; Furnham and Gunter, 1993 ).

“Culture and career” is the fifth characteristic mentioned by executives in the open-ended questions. The executives of the public, private and foreign banks mentioned that culture and career are recognizable as well as relevant issues for them. Culture stable and operate business set-ups robustly ( Schein, 1990 ). The executives of banks stated that (sixth characteristic) “people and staff” is a vital characteristic for them instead of salary and bonus. The essence of culture is that the organization's members can find solutions to problems about internal integration, adaptation to environment and coordination through shared cultural values ( Blackwell, 2006 ; Furnham and Gunter, 1993 ).

Commitment and completeness of jobs are other highly preferred and remarkable aspects of executives. The other characteristics like knowledge, project, completeness of jobs and friendly environment are some most defined aspects among executives. On the other hand, factors like project and policy, friendly environment, expectation, salary issues and working pressure/hours/risk were also mentioned in the texts. The innovative culture of an organization recognizes and nurtures the uniqueness of its employees and empowers the managers to follow their vision ( Uzkurt et al. , 2013 ).

Managerial implications, limitations and further research

Negi and Dangwal (2020) observe that incorporation of qualitative study in the form of open-ended questions can explore finer points for effectiveness of managers. As a result, this paper identifies most contemporary aspects of organizational culture that enriched the functioning of executives in banks. These cultural aspects can be used by employers, professionals and practitioners for evaluating the culture in organizations. Therefore, it is imperative for firms to establish these aspects that guide the preferred behavior of executives. Furthermore, the study also recommends manifestation of a better promotion and training mechanism which mobilizes learning and boosts productivity. This study also suggests that management should consider the factors like experience and team working to strengthen sustainability-based cultural orientation.

This qualitative research cannot escape limitations. Deconstruction method was used to transcript the collected data; this may have led to unforeseen errors. The research is planned in a particular manner; multiple research designs could not be used. But availability of qualitative findings envisaged between the aspects is meaningful. Finally, this study was based on branches of public, private and foreign banks and the samples were collected from Delhi and NCR region; therefore, non-generalization of these findings is a limitation as well. Regardless of the limitations, the study enriches the existing literature. There are many directions that can be pursued with regard to further research. Furthermore, studies can look into other aspects in this work. The geographical range could be widened. Also, a comparative analysis of the organizational culture between public, private sector and foreign banks could be endeavored, which could come out with remarkable outcomes.

Overall, our word frequency query result indicates that the culture of Indian banking industry prefers good work and working environment, people, managing, involvement and advancements in comparison to all the other factors like policy, bonus, market, commitment, project, etc. It is also noted that bank executives prefer learning, training and team working for their effectiveness.

Our credence is the anticipated organizational culture aspects in this research study that can originate untangling the intricate associations between the two extended literatures (quantitative and qualitative) of organizational culture. In this term, it is likely to reconnoiter the concepts in a prepared and systematic manner. It also empowers scholars to dichotomize the contemporary aspects of organizational culture further.

Word cloud (aspects of organizational culture)

The perceived organizational culture aspects of managers

Demographic characteristics of the managers

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