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How to Write a Personal Statement (with Tips and Examples)

Hannah Yang

Table of Contents

What is a personal statement, 6 tips on how to write a personal statement, personal statement examples (for college and university), faqs about writing personal statements, conclusion on how to write a personal statement.

How do you tell someone who you are in just a few hundred words?

It’s certainly no easy task, but it’s one almost every college applicant must do. The personal statement is a crucial part of any college or university application.

So, how do you write a compelling personal statement?

In this article, we’ll give you all the tools, tips, and examples you need to write an effective personal statement.

A personal statement is a short essay that reveals something important about who you are. It can talk about your background, your interests, your values, your goals in life, or all of the above.

Personal statements are required by many college admission offices and scholarship selection committees. They’re a key part of your application, alongside your academic transcript, standardized test scores, and extracurricular activities.

The reason application committees ask you to write a personal statement is so they can get to know who you are. 

Some personal statements have specific prompts, such as “Discuss a period of personal growth in your life” or “Tell us about a challenge or failure you’ve faced.” Others are more open-ended with prompts that essentially boil down to “Tell us about yourself.”

No matter what the prompt is, your goal is the same: to make yourself stand out to the selection committee as a strong candidate for their program.

Here are some things a personal statement can be:

It can be funny. If you have a great sense of humor, your personal statement is a great place to let that shine.  

It can be vulnerable. Don’t be afraid to open up about hardships in your life or failures you’ve experienced. Showing vulnerability can make you sound more like a real person rather than just a collection of application materials.  

It can be creative. Candidates have got into top schools with personal statements that take the form of “a day in the life” descriptions, third-person short stories, and even cooking recipes.

Now we’ve talked about what a personal statement is, let’s quickly look at what a personal statement isn’t:

It isn’t a formal academic paper. You should write the personal statement in your natural voice, using first-person pronouns like “I” and “me,” not in the formal, objective language you would use to write an academic paper.

It isn’t a five-paragraph essay. You should use as many paragraphs as you need to tell your story instead of sticking to the essay structure you learned in school.

It isn’t a resumé. You should try to describe yourself by telling a clear and cohesive story rather than providing a jumbled list of all of your accomplishments and ambitions.

Here are our top six tips for writing a strong personal statement.

Tip 1: Do Some Serious Self-Reflection

The hardest part of writing a personal statement isn’t the actual process of writing it.

Before you start typing, you have to figure out what to write about. And that means taking some time to reflect on who you are and what’s important in your life.

Here are some useful questions you can use to start your self-reflection. You can either answer these on your own by writing down your answers, or you can ask a trusted friend to listen as you talk about them together.

What were the key moments that shaped your life? (e.g. an important friendship, a travel experience, an illness or injury)

What are you proud of? (e.g. you’re a good listener, you always keep your promises, you’re a talented musician)

How do you choose to spend your time? (e.g. reading, practicing soccer, spending time with your friends)

What inspires you? (e.g. your grandmother, a celebrity, your favorite song)

Doing this self-reflection is crucial for figuring out the perfect topics and anecdotes you can use to describe who you are.

Tip 2: Try to Avoid Cliché Topics

College application committees read thousands of personal statements a year. That means there are some personal statement topics they see over and over again.

Here are a few examples of common personal statement topics that have become cliché:

Winning a tournament or sports game

Volunteering in a foreign country

Moving to a new home

Becoming an older sibling

Being an immigrant or having immigrant parents

If you want to make a strong impression in the application process, you need to make your personal statement stand out from the crowd.

But if your chosen personal statement topic falls into one of these categories, that doesn’t necessarily mean you shouldn’t use it. Just make sure to put a unique spin on it so it still delivers something the committee hasn’t seen before.

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Tip 3: Show, Don’t Tell

One common mistake you might make in your personal statement is to simply tell the reader what you want them to know about you, such as by stating “I have a fear of public speaking” or “I love to cook.”

Instead of simply stating these facts, you should show the committee what you’re talking about through a story or scene, which will make your essay much more immersive and memorable.

For example, let’s say you want the committee to know you overcame your fear of public speaking. Instead of writing “I overcame my fear of public speaking,” show them what it was like to be onstage in front of a microphone. Did your palms get clammy? Did you feel light-headed? Did you forget your words?

Or let’s say you want the committee to know you love to cook. Instead of writing “I love to cook,” show them why you love to cook. What’s your favorite dish to cook? What does the air smell like when you’re cooking it? What kitchen appliances do you use to make it?

Tip 4: Connect the Story to Why You’re Applying

Don’t forget that the purpose of your personal statement isn’t simply to tell the admissions committee who you are. That’s an important part of it, of course, but your ultimate goal is to convince them to choose you as a candidate.

That means it’s important to tie your personal story to your reasons for applying to this specific school or scholarship. Finish your essay with a strong thesis.

For example, if your story is about overcoming your fear of public speaking, you might connect that story to your ambition of becoming a politician. You can then tie that to your application by saying, “I want to apply to this school because of its fantastic politics program, which will give me a perfect opportunity to use my voice.”

Tip 5: Write in Your Own Voice

The personal statement isn’t supposed to be written in a formal tone. That’s why they’re called “personal” statements because you have to shape it to fit your own voice and style.

Don’t use complicated or overwrought language. You don’t need to fill your essay with semicolons and big words, unless that’s how you sound in real life.

One way to write in your own voice is by speaking your personal statement out loud. If it doesn’t feel natural, it may need changing. 

Tip 6: Edit, Edit, Edit!

It’s important to revise your personal statement multiple times in order to make sure it’s as close to perfect as possible.

A single typo won’t kill your application, but if your personal statement contains multiple spelling errors or egregious grammar mistakes, you won’t be putting your best foot forward.

ProWritingAid can help you make sure your personal statement is as clean as possible. In addition to catching your grammar errors, typos, and punctuation mistakes, it will also help you improve weaknesses in your writing, such as passive voice, unnecessary repetition, and more.

Let’s look at some of the best personal statements that have worked for successful candidates in the real world. 

Harvard Personal Statement Example

Love. For a word describing such a powerful emotion, it is always in the air. The word “love” has become so pervasive in everyday conversation that it hardly retains its roots in blazing passion and deep adoration. In fact, the word is thrown about so much that it becomes difficult to believe society isn’t just one huge, smitten party, with everyone holding hands and singing “Kumbaya.” In films, it’s the teenage boy’s grudging response to a doting mother. At school, it’s a habitual farewell between friends. But in my Chinese home, it’s never uttered. Watching my grandmother lie unconscious on the hospital bed, waiting for her body to shut down, was excruciatingly painful. Her final quavering breaths formed a discordant rhythm with the steady beep of hospital equipment and the unsympathetic tapping hands of the clock. That evening, I whispered—into unhearing ears—the first, and only, “I love you” I ever said to her, my rankling guilt haunting me relentlessly for weeks after her passing. My warm confession seemed anticlimactic, met with only the coldness of my surroundings—the blank room, impassive doctors, and empty silence. I struggled to understand why the “love” that so easily rolled off my tongue when bantering with friends dissipated from my vocabulary when I spoke to my family. Do Chinese people simply love less than Americans do?

This is an excerpt from a personal statement that got the applicant admitted to Harvard University. The applicant discusses her background as a Chinese-American by musing on the word “love” and what that means within her family.

The writer uses vulnerable details about her relationship with her grandmother to give the reader an understanding of where she comes from and how her family has shaped her.  

You can read the full personal statement on the Harvard Crimson website.

Tufts Personal Statement Example

My first dream job was to be a pickle truck driver. I saw it in my favorite book, Richard Scarry’s “Cars and Trucks and Things That Go,” and for some reason, I was absolutely obsessed with the idea of driving a giant pickle. Much to the discontent of my younger sister, I insisted that my parents read us that book as many nights as possible so we could find goldbug, a small little golden bug, on every page. I would imagine the wonderful life I would have: being a pig driving a giant pickle truck across the country, chasing and finding goldbug. I then moved on to wanting to be a Lego Master. Then an architect. Then a surgeon. Then I discovered a real goldbug: gold nanoparticles that can reprogram macrophages to assist in killing tumors, produce clear images of them without sacrificing the subject, and heat them to obliteration. Suddenly the destination of my pickle was clear. I quickly became enveloped by the world of nanomedicine; I scoured articles about liposomes, polymeric micelles, dendrimers, targeting ligands, and self-assembling nanoparticles, all conquering cancer in some exotic way. Completely absorbed, I set out to find a mentor to dive even deeper into these topics. After several rejections, I was immensely grateful to receive an invitation to work alongside Dr. Sangeeta Ray at Johns Hopkins.

This is the beginning of a personal statement by Renner Kwittken, who was admitted into Tufts University as a pre-medical student.

Renner uses a humorous anecdote about being a pickle truck driver to describe his love for nanomedicine and how he got involved in his field. You can feel his passion for medicine throughout his personal statement.

You can find Renner’s full essay on the Tufts Admissions page.

Law School Personal Statement Essay Example

For most people, the slap on the face that turns their life around is figurative. Mine was literal. Actually, it was a punch delivered by a drill sergeant at Fort Dix, New Jersey, while I was in basic training. That day’s activity, just a few weeks into the program, included instruction in “low-crawling,” a sensible method of moving from one place to another on a battlefield. I felt rather clever for having discovered that, by looking right rather than down, I eliminated my helmet’s unfortunate tendency to dig into the ground and slow my progress. I could thus advance more easily, but I also exposed my unprotected face to hostile fire. Drill sergeants are typically very good at detecting this type of laziness, and mine was an excellent drill sergeant. So, after his repeated suggestions that I correct my performance went unheeded, he drove home his point with a fist to my face. We were both stunned. This was, after all, the New Army, and striking a trainee was a career-ending move for a drill sergeant, as we were both aware. I could have reported him; arguably, I should have. I didn’t. It didn’t seem right for this good sergeant, who had not slept for almost four days, to lose his career for losing his temper with my laziness. Choosing not to report him was the first decision I remember making that made me proud.

These are the first three paragraphs of an anonymous personal statement by a Wheaton College graduate, who used this personal statement to get into a top-25 law school.

This statement describes a time the applicant faced a challenging decision while in the army. He ended up making a decision he was proud of, and as a result, the personal statement gives us a sense of his character.

You can find the full essay on the Wheaton Academics website.

Here are some common questions about how to write a personal statement.

How Long Should a Personal Statement Be?

The length of your personal statement depends on the specific program you’re applying to. The application guidelines usually specify a maximum word count or an ideal word count.  

Most personal statements are between 500–800 words. That’s a good general range to aim for if you don’t have more specific guidelines.  

Should Personal Statements Be Different for Scholarships?

Many scholarship applications will ask for personal statements with similar prompts to those of college applications.

However, the purpose of a personal statement you’d write for a scholarship application is different from the purpose of one you’d write for a college application.

For a scholarship application, your goal is to showcase why you deserve the scholarship. To do that, you need to understand the mission of the organization offering that scholarship.

For example, some scholarships are meant to help first-generation college students get their degree, while others are meant to help women break into STEM.

Consider the following questions:

Why is this organization offering scholarships?

What would their ideal scholarship candidate look like?

How do your experiences and goals overlap with those of their ideal scholarship candidate?

You can use the same personal anecdotes you’d use for any other personal statement, but you’ll have a better chance of winning the scholarship if you tailor your essay to match their specific mission.

How to Start a Personal Statement

You should start your personal statement with a “hook” that pulls the reader in. The sooner you catch the reader’s attention, the more likely they’ll want to read the entire essay.

Here are some examples of hooks you can use:

A story (e.g. When the spotlight hit my face, I tried to remind myself to breathe. )

A setting description (e.g. My bedroom floor is covered with dirty laundry, candy wrappers, and crumpled sheet music. )

A funny anecdote (e.g. When I was a little kid, my friends nicknamed me Mowgli because of my haircut. )

A surprising fact (e.g. I've lived in 37 countries .)

There you have it—our complete guide to writing a personal statement that will make you stand out to the application committee.

Here’s a quick recap: 

A personal statement is a short essay that shows an application committee who you are

Start with a strong hook that pulls the reader in

Tell a story to engage the reader 

Write in your own voice, not in a formal tone

Good luck, and happy writing!

Hannah is a speculative fiction writer who loves all things strange and surreal. She holds a BA from Yale University and lives in Colorado. When she’s not busy writing, you can find her painting watercolors, playing her ukulele, or hiking in the Rockies. Follow her work on hannahyang.com or on Twitter at @hannahxyang.

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How to Write an Amazing Personal Statement (Includes Examples!)

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The personal statement. It’s one of the most important parts of the entire college application process. This essay is the perfect opportunity to show admissions officers who you are and what makes you stand out from the crowd. But writing a good personal statement isn’t exactly easy. That’s why we’ve put together the ultimate guide on how to nail your personal statement, complete with example essays . Each essay was reviewed and commented upon by admissions expert Bill Jack. Let’s dive in!

Related: How to write an essay about yourself  

What is a personal statement? 

A personal statement is a special type of essay that’s required when you’re applying to colleges and scholarship programs. In this essay, you’re expected to share something about who you are and what you bring to the table. Think of it as a chance to reveal a side of yourself not found in the rest of your application. Personal statements are typically around 400 – 600 words in length. 

What can I write about? 

Pretty much anything, as long as it’s about you . While this is liberating in the sense that your writing options are nearly unlimited, it’s also overwhelming for the same reason. The good news is that you’ll probably be responding to a specific prompt. Chances are you’re applying to a school that uses the Common App , which means you’ll have seven prompts to choose from . Reviewing these prompts can help generate some ideas, but so can asking yourself meaningful questions. 

Below you’ll find a list of questions to ask yourself during the brainstorming process. For each of the following questions, spend a few minutes jotting down whatever comes to mind. 

• What experiences have shaped who you are? 
• What’s special or unique about you or your life story? 
• Who or what has inspired you the most? 
• What accomplishments are you most proud of? 
• What are your goals for the future? How have you arrived at those goals? 
• If your life was a movie, what would be the most interesting scene? 
• What have been some of the biggest challenges in your life? How did you respond and what did you learn? 

The purpose of these questions is to prompt you to think about your life at a deeper level. Hopefully by reflecting on them, you’ll find an essay topic that is impactful and meaningful. In the next section, we’ll offer some advice on actually writing your essay. 

Also see:  How to write a 500 word essay

How do I write my personal statement? 

Once you’ve found a topic, it’s time to start writing! Every personal statement is different, so there’s not really one formula that works for every student. That being said, the following tips should get you started in the right direction:  

1. Freewrite, then rewrite 

The blank page tends to get more intimidating the longer you stare at it, so it’s best to go ahead and jump right in! Don’t worry about making the first draft absolutely perfect. Instead, just get your ideas on the page and don’t spend too much time thinking about the finer details. Think of this initial writing session as a “brain dump”. Take 15-30 minutes to quickly empty all your thoughts onto the page without worrying about things like grammar, spelling, or sentence structure. You can even use bullet points if that helps. Once you have your ideas on the page, then you can go back and shape them exactly how you want. 

2. Establish your theme 

Now that you’ve got some basic ideas down on the page, it’s time to lock in on a theme. Your theme is a specific angle that reflects the central message of your essay. It can be summarized in a sentence or even a word. For example, let’s say you’re writing about how you had to establish a whole new group of friends when you moved to a new city. The theme for this type of essay would probably be something like “adaptation”. Having a theme will help you stay focused throughout your essay. Since you only have a limited number of words, you can’t afford to go off on tangents that don’t relate to your theme. 

3. Tell a story

A lot of great essays rely on a specific scene or story. Find the personal anecdote relevant to your theme and transfer it to the page. The best way to do this is by using descriptive language. Consult the five senses as you’re setting the scene. What did you see, hear, taste, touch, or smell? How were you feeling emotionally? Using descriptive language can really help your essay come to life. According to UPchieve , a nonprofit that supports low income students, focusing on a particular moment as a “ revised version of a memoir ” is one way to keep readers engaged. 

Related: College essay primer: show, don’t tell  

4. Focus on your opening paragraph

Your opening paragraph should grab your reader’s attention and set the tone for the rest of your essay. In most cases, this is the best place to include your anecdote (if you have one). By leading with your personal story, you can hook your audience from the get-go. After telling your story, you can explain why it’s important to who you are. 

Related:  How to start a scholarship essay (with examples)

5. Use an authentic voice 

Your personal statement reflects who you are, so you should use a tone that represents you. That means you shouldn’t try to sound like someone else, and you shouldn’t use fancy words just to show off. This isn’t an academic paper, so you don’t have to adopt a super formal tone. Instead, write in a way that allows room for your personality to breathe. 

6. Edit, edit, edit…

Once you’re done writing, give yourself some time away from the essay. Try to allow a few days to pass before looking at the essay again with fresh eyes. This way, you’re more likely to pick up on spelling and grammatical errors. You may even get some new ideas and rethink the way you wrote some things. Once you’re satisfied, let someone else edit your essay. We recommend asking a teacher, parent, or sibling for their thoughts before submitting. 

Examples of personal statements 

Sometimes viewing someone else’s work is the best way to generate inspiration and get the creative juices flowing. The following essays are written in response to four different Common App prompts: 

Prompt 1: “Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.”

When I was eight years old, I wanted a GameCube very badly. For weeks I hounded my dad to buy me one and finally he agreed. But there was a catch. He’d only get me a GameCube if I promised to start reading. Every day I played video games, I would have to pick up a book and read for at least one hour. At that point in my life, reading was just something I had to suffer through for school assignments. To read for pleasure seemed ludicrous. Needless to say, I wasn’t exactly thrilled about this proposed agreement. But I figured anything was worth it to get my hands on that shiny new video game console, so I bit the bullet and shook my dad’s hand. Little did I know that I had just made a life-changing deal. 

At first, the required hour of reading was a chore — something I had to do so I could play Mario Kart. But it quickly turned into something more than that. To my complete and utter surprise, I discovered that I actually enjoyed reading. One hour turned into two, two turned into three, and after a while I was spending more time reading than I was playing video games. I found myself captivated by the written word, and I read everything I could get my hands on. Lord of the Rings , Percy Jackson , Goosebumps — you name it. I was falling in love with literature, while my GameCube was accumulating dust in the TV stand. 

Soon enough, reading led to writing. I was beginning to come up with my own stories, so I put pen to paper and let my imagination run wild. It started out small. My first effort was a rudimentary picture book about a friendly raccoon who went to the moon. But things progressed. My stories became more intricate, my characters more complex. I wrote a series of science fiction novellas. I tried my hand at poetry. I was amazed at the worlds I could create with the tip of my pen. I had dreams of becoming an author. 

Then somewhere along the way my family got a subscription to Netflix, and that completely changed the way I thought about storytelling. My nose had been buried in books up until then, so I hadn’t really seen a lot of movies. That quickly changed. It seemed like every other day a pair of new DVDs would arrive in the mail (this was the early days of Netflix). Dark Knight, The Truman Show, Inception, Memento — all these great films were coming in and out of the house. And I couldn’t get enough of them. Movies brought stories to life in a way that books could not. I was head over heels for visual storytelling. 

Suddenly I wasn’t writing novels and short stories anymore. I was writing scripts for movies. Now I wanted to transfer my ideas to the big screen, rather than the pages of a book. But I was still doing the same thing I had always done. I was writing, just in a different format. To help with this process, I read the screenplays of my favorite films and paid attention to the way they were crafted. I kept watching more and more movies. And I hadn’t forgotten about my first love, either. I still cherished books and looked to them for inspiration. By the end of my junior year of high school, I had completed two scripts for short films. 

So why am I telling you all this? Because I want to turn my love of storytelling into a career. I’m not totally sure how to do that yet, but I know I have options. Whether it’s film production, creative writing, or even journalism, I want to find a major that suits my ambitions. Writing has taken me a long way, and I know it can take me even further. As I step into this next chapter of my life, I couldn’t be more excited to see how my craft develops. In the meantime, I should probably get rid of that dusty old GameCube. 

Feedback from admissions professional Bill Jack

Essays don’t always have to reveal details about the student’s intended career path, but one thing I like about this essay is that it gives the reader a sense of the why. Why do they want to pursue storytelling. It also shows the reader that they are open to how they pursue their interest. Being open to exploration is such a vital part of college, so it’s also showing the reader that they likely will be open to new things in college. And, it’s always fun to learn a little bit more about the student’s family, especially if the reader can learn about how the students interacts with their family. 

Prompt 2: “The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?”

I remember my first impression of Irvine: weird. It was foggy, stock-full of greenery and eucalyptus trees, and reminded me of my 5th grade trip to a “science camp” which was located in the San Bernardino mountains. Besides Irvine, that was one of the few places in Southern California where you’d find so many non-palm trees. 

Of course, perhaps my initial impression of Irvine was biased, motivated by a desire to stay in my hometown and a fear of the unknown. While that was true to an extent, Irvine was certainly still a little peculiar. The city itself was based on a “master plan” of sorts, with the location of each of its schools, parks, shops, and arguably its trees having been logically “picked” before the foundation was poured. Even the homes all looked roughly the same, with their beige, stucco walls almost serving as a hallmark of the city itself.

Thus, this perfectly structured, perfectly safe city seemed like a paradise of sorts to many outsiders, my parents included. I was a little more hesitant to welcome this. As I saw it, this was a phony city – believing that its uniformity stood for a lack of personality. My hometown, although not as flawlessly safe nor clean as Irvine, was where most of my dearest memories had occurred. From the many sleepovers at Cindie’s house, to trying to avoid my school’s own version of the “infamous” cheese touch, to the many laughs shared with friends and family, I shed a tear at the prospect of leaving my home.

Moving into the foreign city, remnants of the hostility I held towards Irvine remained. Still dwelling in my memories of the past, I was initially unable to see Irvine as a “home.” So, as I walked into my first-ever Irvine class, being greeted by many kind, yet unfamiliar faces around me, I was unable to recognize that some of those new faces would later become some of my dearest friends. Such negative feelings about the city were further reinforced by newer, harder classes, and more complicated homework. Sitting in the discomfort of this unfamiliar environment, it started to seem that “change” was something not only inevitable, but insurmountable.

As the years went on, however, this idea seemed to fade. I got used to my classes and bike racing through Irvine neighborhoods with my friends, watching the trees that once seemed just a “weird” green blob soon transform into one of my favorite parts of the city. While I kept my old, beloved memories stored, I made space for new ones. From carefully making our way over the narrow creek path next to our school, to the laughs we shared during chemistry class, my new memories made with friends seemed to transform a city I once disliked into one I would miss. 

Through this transformation, I have come to recognize that change, although sometimes intimidating at first, can open the door to great times and meaningful connections. Although Irvine may have once seemed like a strange, “phony” place that I couldn’t wait to be rid of, the memories and laughs I had grown to share there were very real. As I move onto this next part of my life, I hope I can use this knowledge that I have gained from my time in Irvine to make the most of what’s to come. Even if the change may be frightening at first, I have learned to embrace what’s on the other side, whether green or not.

One huge plus to writing an essay that focuses on a place is that you might have it read by someone who has been there. Yet, what’s really helpful about this essay is that even if someone hasn’t been there, a picture is painted about what the place is like.  Admission officers have the hard task of really understanding what the student sees, so the use of adjectives and imagery can really help.  It’s also really clever to see that the green that’s mentioned at the beginning is mentioned at the end.  It’s a nice way to bookend the essay and tie it all together.

Prompt 6: “Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time. Why does it captivate you? What or who do you turn to when you want to learn more?”

I like getting lost. Not literally, of course, but figuratively. Whether it be in the story of a love song by Taylor Swift, or in the memories brought back by listening to my favorite childhood video game’s background music, I’ve always appreciated music’s ability to transport me to another place, another time, another feeling. 

Alas, I cannot sing, nor have I practiced an instrument since my middle school piano class days. So, perhaps Kurt Vonnegut was right. As he puts it, “Virtually every writer I know would rather be a musician.” While I cannot speak for others, I have certainly not debunked his theory. Writing allows many, including myself, to attempt to mimic the transformative power of music – even if our singing voices aren’t exactly “pleasant.” Just as you can get lost in music, you can do so in a story. Whether it is in George Orwell’s totalitarian Oceania, or Little Women’s Orchard House, the stories outlined in novels can provide an amazing look into the lives and worlds of others, and an escape from the worries and problems of those in your own.

While I am certainly not claiming to have the storytelling abilities of the Orwells or Alcotts before me, I’ve had fun trying to recreate such transformative feelings for others. When I was nine, I attempted to write a story about a little girl who had gotten lost in the woods, only managing to get a couple pages through. As I got older, whenever I was assigned a creative writing assignment in school, I wrote about the same pig, Phil. He was always angry: in my 8th grade science class, Phil was mad at some humans who had harbored his friend captive, and in my 9th grade English class, at a couple who robbed him. 

Thus, when I heard about a writing club being opened at my school in 11th grade, I knew I had to join. I wanted to discern whether writing was just a hobby I picked up now and then, or a true passion. If it was a passion, I wanted to learn as much as possible about how I could improve. Although my high school’s writing club certainly wasn’t going to transform me into Shakespeare, I knew I could learn a lot from it – and I did. The club challenged me to do many things, from writing on the spot, to writing poetry, to even writing about myself, something that’s hopefully coming in handy right now. 

From then on, I started to expand into different types of writing, storing short ideas, skits, and more in appropriately-labeled Google Drive folders. At around the same time, I became interested in classic literature, which largely stemmed from a project in English class. We had been required to choose and read a classic on our own, then present it to the class in an interesting way. While my book was certainly interesting and unique in its own right, nearly everyone else’s novels seemed more captivating to me. So, I took it upon myself to read as many classics as I could the following summer.

One of the books I read during the summer, funnily enough, was Animal Farm, which starred angry pigs, reminiscent of Phil. I had also started going over different ideas in my head, thinking about how I could translate them into words using the new skills I learned. While the writing club helped reaffirm my interest in writing and allowed me to develop new skills, my newfound affinity for classics gave me inspiration to write. Now, I am actually considering writing as part of my future. In this endeavor, I hope that Phil, and the music I inevitably listen to as I write, will accompany me every step of the way.

Admission officers might read 70 (or more!) essays in one day. It’s not uncommon for them to start to blend together and sound similar. This essay might not make you laugh out loud. But, it might make the reader chuckle while reading it thanks to the subtle humor and levity. Being able to incorporate a little humor into your essay (if it is natural for you to do… do not force it), can really be a great way to shed additional light into who you are. Remember, the essay isn’t merely about proving that you can write, but it should also reveal a little bit about your personality.

Prompt 5: “Discuss an accomplishment, event, or realization that sparked a period of personal growth and a new understanding of yourself or others.”

I learned a lot of things during the summer I worked at Tropical Smoothie. I discovered the value of hard work. I figured out how to save money. I even mastered the art of the Mango Magic smoothie (the secret is lots of sugar). But most importantly, I learned the power of perspective. And I have Deja to thank for that. 

Deja was my shift supervisor, and one of Tropical Smoothie’s best employees. She was punctual, friendly, and always willing to lend a helping hand. She knew the store from top to bottom, and could handle pretty much any situation thrown her way. She made everyone around her better. On top of all that, she was four months pregnant! I was always impressed by Deja’s work ethic, but I gained an entirely new level of respect for her one day.

It was a Friday night, and Deja and I were working the closing shift together. It was very busy, and Deja and I were the only ones on shift. We managed to get by, but we were exhausted by the end of the evening. After wiping down the counters and mopping the floors, we closed up shop and went our separate ways. I was eager to get home. 

I walked a couple blocks to where I had parked my car. Well, it wasn’t my car actually. It was my dad’s ‘98 Chevy pickup truck, and it was in rough shape. It had no heat or A/C, the leather seats were cracked beyond repair, and the driver’s side door was jammed shut. I sighed as I got in through the passenger side and scooted over to the driver’s seat. The whole reason I was working at Tropical Smoothie was to save up enough money to buy my own car. I was hoping to have something more respectable to drive during my senior year of high school. 

I cranked the old thing up and started on my way home. But soon enough, I spotted Deja walking on the side of the road. There was no sidewalk here, the light was low, and she was dangerously close to the passing cars. I pulled over and offered her a ride. She got in and explained that she was on her way home. Apparently she didn’t have a car and had been walking to work every day. I couldn’t believe it. Here I was complaining about my set of wheels, while Deja didn’t have any to begin with.

We got to talking, and she confessed that she had been having a tough time. You would never know from the way she was so cheerful at work, but Deja had a lot on her plate. She was taking care of her mother, her boyfriend had just lost his job, and she was worried about making ends meet. And of course, she was expecting a baby in five months. On top of all that, she had been walking nearly a mile to and from work every day. The whole thing was a real eye opener, and made me reconsider some things in my own life. 

For one, I didn’t mind driving my dad’s truck anymore. It was banged up, sure, but it was a lot better than nothing. My mindset had changed. I appreciated the truck now. I began to think about other things differently, too. I started making mental notes of all the things in my life I was thankful for — my family, my friends, my health. I became grateful for what I had, instead of obsessing over the things I didn’t. 

I also gained more awareness of the world outside my own little bubble. My encounter with Deja had shown me first-hand that everyone is dealing with their own problems, some worse than others. So I started paying more attention to my friends, family members, and coworkers. I started listening more and asking how I could help. I also gave Deja a ride home for the rest of the summer. 

These are all small things, of course, but I think they make a difference. I realized I’m at my best when I’m not fixated on my own life, but when I’m considerate of the lives around me. I want to keep this in mind as I continue to grow and develop as a person. I want to continue to search for ways to support the people around me. And most importantly, I want to keep things in perspective.

Too often we can be focused on our own problems that we fail to realize that everyone has their own things going on in their lives, too.  This essay showcases how it’s important to put things in perspective, a skill that certainly will prove invaluable in college… and not just in the classroom.  Another reason I like this essay is because it provides deeper insight into the student’s life.  Sure, you might have mentioned in your activities list that you have a job.  But as this essay does, you can show why you have the job in the first place, what your responsibilities are, and more.

A few last tips

We hope these essay examples gave you a bit of inspiration of what to include in your own. However, before you go, we’d like to send you off with a few (personal statement) writing tips to help you make your essays as lovely as the memories and anecdotes they’re based off of. Without further ado, here are some of our best tips for writing your personal statements:

1. Open strong

College admissions officers read many, many essays (think 50+) a day, which can sometimes cause them to start blending together and sounding alike. One way to avoid your essay from simply fading into the background is to start strong. This means opening your essay with something memorable, whether an interesting personal anecdote, a descriptive setting, or anything else that you think would catch a reader’s attention (so long as it’s not inappropriate). Not only might this help college admissions officers better remember your essay, but it will also make them curious about what the rest of your essay will entail.

2. Be authentic

Perhaps most important when it comes to writing personal statement essays is to maintain your authenticity. Ultimately, your essays should reflect your unique stories and quirks that make you who you are, and should help college admissions officers determine whether you’d truly be a good fit for their school or not. So, don’t stress trying to figure out what colleges are looking for. Be yourself, and let the colleges come to you!

3. Strong writing

This one may seem a little obvious, but strong writing will certainly appeal to colleges. Not only will it make your essay more compelling, but it may show colleges that you’re ready for college-level essay writing (that you’ll likely have to do a lot of). Just remember that good writing is not limited to grammar. Using captivating detail and descriptions are a huge part of making your essay seem more like a story than a lecture.

4. Proofread

Last but not least, remember to proofread! Make sure your essay contains no errors in grammar, punctuation, and spelling. When you’re done proofreading your essay yourself, we would also recommend that you ask a teacher, parent, or other grammatically savvy person to proofread your essay as well.

Final thoughts 

With those in hand, we hope you now have a better sense of how to write your personal statement. While your grades and test scores are important when it comes to college admissions, it’s really your essays that can “make” or “break” your application. 

Although this may make it seem like a daunting task, writing an amazing personal statement essay is all about effort. Thus, so long as you start early, follow the advice listed above, and dedicate your time and effort to it, it’s entirely possible to write an essay that perfectly encapsulates you. Good luck, and happy writing!

Also see:  Scholarships360’s free scholarships search tool

Key Takeaways

• It may take some people longer than others to know what they want to write about, but remember that everyone, including you, has something unique to write about!
• Personal statements should be personal, which means you should avoid being too general and really strive to show off what makes you “you”
• Time and effort are two of the most important things you can put into your personal statement to ensure that it is the best representation of yourself
• Don’t forget to ask people who know you to read your work before you submit; they should be able to tell you better than anyone if you are truly shining through!

Frequently asked questions about writing personal statements 

How do you write a powerful personal statement, what makes an amazing personal statement, how do you start an amazing personal statement, scholarships360 recommended.

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How to Write a Strong Personal Statement

• Ruth Gotian
• Ushma S. Neill

A few adjustments can get your application noticed.

Whether applying for a summer internship, a professional development opportunity, such as a Fulbright, an executive MBA program, or a senior leadership development course, a personal statement threads the ideas of your CV, and is longer and has a different tone and purpose than a traditional cover letter. A few adjustments to your personal statement can get your application noticed by the reviewer.

• Make sure you’re writing what they want to hear. Most organizations that offer a fellowship or internship are using the experience as a pipeline: It’s smart to spend 10 weeks and $15,000 on someone before committing five years and $300,000. Rarely are the organizations being charitable or altruistic, so align your stated goals with theirs
• Know when to bury the lead, and when to get to the point. It’s hard to paint a picture and explain your motivations in 200 words, but if you have two pages, give the reader a story arc or ease into your point by setting the scene.
• Recognize that the reviewer will be reading your statement subjectively, meaning you’re being assessed on unknowable criteria. Most people on evaluation committees are reading for whether or not you’re interesting. Stated differently, do they want to go out to dinner with you to hear more? Write it so that the person reading it wants to hear more.
• Address the elephant in the room (if there is one). Maybe your grades weren’t great in core courses, or perhaps you’ve never worked in the field you’re applying to. Make sure to address the deficiency rather than hoping the reader ignores it because they won’t. A few sentences suffice. Deficiencies do not need to be the cornerstone of the application.

At multiple points in your life, you will need to take action to transition from where you are to where you want to be. This process is layered and time-consuming, and getting yourself to stand out among the masses is an arduous but not impossible task. Having a polished resume that explains what you’ve done is the common first step. But, when an application asks for it, a personal statement can add color and depth to your list of accomplishments. It moves you from a one-dimensional indistinguishable candidate to someone with drive, interest, and nuance.

• Ruth Gotian is the chief learning officer and associate professor of education in anesthesiology at Weill Cornell Medicine in New York City, and the author of The Success Factor and Financial Times Guide to Mentoring . She was named the #1 emerging management thinker by Thinkers50. You can access her free list of conversation starters and test your mentoring impact . RuthGotian
• Ushma S. Neill is the Vice President, Scientific Education & Training at Memorial Sloan Kettering Cancer Center in New York City. She runs several summer internships and is involved with the NYC Marshall Scholar Selection Committee. ushmaneill

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Sat / act prep online guides and tips, what is a personal statement everything you need to know about the college essay.

College Admissions , College Essays

In addition to standardized test scores and transcripts, a personal statement or essay is a required part of many college applications. The personal statement can be one of the most stressful parts of the application process because it's the most open ended.

In this guide, I'll answer the question, "What is a personal statement?" I'll talk through common college essay topics and what makes for an effective personal statement.

College Essay Glossary

Even the terminology can be confusing if you aren't familiar with it, so let's start by defining some terms:

Personal statement —an essay you write to show a college admissions committee who you are and why you deserve to be admitted to their school. It's worth noting that, unlike "college essay," this term is used for application essays for graduate school as well.

College essay —basically the same as a personal statement (I'll be using the terms interchangeably).

Essay prompt —a question or statement that your college essay is meant to respond to.

Supplemental essay —an extra school or program-specific essay beyond the basic personal statement.

Many colleges ask for only one essay. However, some schools do ask you to respond to multiple prompts or to provide supplemental essays in addition to a primary personal statement.

Either way, don't let it stress you out! This guide will cover everything you need to know about the different types of college essays and get you started thinking about how to write a great one:

• Why colleges ask for an essay
• What kinds of essay questions you'll see
• What sets great essays apart
• Tips for writing your own essay

Why Do Colleges Ask For an Essay?

There are a couple of reasons that colleges ask applicants to submit an essay, but the basic idea is that it gives them more information about you, especially who you are beyond grades and test scores.

#1: Insight Into Your Personality

The most important role of the essay is to give admissions committees a sense of your personality and what kind of addition you'd be to their school's community . Are you inquisitive? Ambitious? Caring? These kinds of qualities will have a profound impact on your college experience, but they're hard to determine based on a high school transcript.

Basically, the essay contextualizes your application and shows what kind of person you are outside of your grades and test scores . Imagine two students, Jane and Tim: they both have 3.5 GPAs and 1200s on the SAT. Jane lives in Colorado and is the captain of her track team; Tim lives in Vermont and regularly contributes to the school paper. They both want to be doctors, and they both volunteer at the local hospital.

As similar as Jane and Tim seem on paper, in reality, they're actually quite different, and their unique perspectives come through in their essays. Jane writes about how looking into her family history for a school project made her realize how the discovery of modern medical treatments like antibiotics and vaccines had changed the world and drove her to pursue a career as a medical researcher. Tim, meanwhile, recounts a story about how a kind doctor helped him overcome his fear of needles, an interaction that reminded him of the value of empathy and inspired him to become a family practitioner. These two students may seem outwardly similar but their motivations and personalities are very different.

Without an essay, your application is essentially a series of numbers: a GPA, SAT scores, the number of hours spent preparing for quiz bowl competitions. The personal statement is your chance to stand out as an individual.

#2: Evidence of Writing Skills

A secondary purpose of the essay is to serve as a writing sample and help colleges see that you have the skills needed to succeed in college classes. The personal statement is your best chance to show off your writing , so take the time to craft a piece you're really proud of.

That said, don't panic if you aren't a strong writer. Admissions officers aren't expecting you to write like Joan Didion; they just want to see that you can express your ideas clearly.

No matter what, your essay should absolutely not include any errors or typos .

#3: Explanation of Extenuating Circumstances

For some students, the essay is also a chance to explain factors affecting their high school record. Did your grades drop sophomore year because you were dealing with a family emergency? Did you miss out on extracurriculars junior year because of an extended medical absence? Colleges want to know if you struggled with a serious issue that affected your high school record , so make sure to indicate any relevant circumstances on your application.

Keep in mind that in some cases there will be a separate section for you to address these types of issues, as well as any black marks on your record like expulsions or criminal charges.

#4: Your Reasons for Applying to the School

Many colleges ask you to write an essay or paragraph about why you're applying to their school specifically . In asking these questions, admissions officers are trying to determine if you're genuinely excited about the school and whether you're likely to attend if accepted .

I'll talk more about this type of essay below.

What Kind of Questions Do Colleges Ask?

Thankfully, applications don't simply say, "Please include an essay about yourself"; they include a question or prompt that you're asked to respond to . These prompts are generally pretty open-ended and can be approached in a lot of different ways .

Nonetheless, most questions fall into a few main categories. Let's go through each common type of prompt, with examples from the Common Application, the University of California application, and a few individual schools.

Prompt Type 1: Your Personal History

This sort of question asks you to write about a formative experience, important event, or key relationship from your life . Admissions officers want to understand what is important to you and how your background has shaped you as a person.

These questions are both common and tricky. The most common pit students fall into is trying to tell their entire life stories. It's better to focus in on a very specific point in time and explain why it was meaningful to you.

Common App 1

Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.

Common App 5

Discuss an accomplishment, event, or realization that sparked a period of personal growth and a new understanding of yourself or others.

University of California 2

Every person has a creative side, and it can be expressed in many ways: problem solving, original and innovative thinking, and artistically, to name a few. Describe how you express your creative side.

University of California 6

Think about an academic subject that inspires you. Describe how you have furthered this interest inside and/or outside of the classroom.

Prompt Type 2: Facing a Problem

A lot of prompts deal with how you solve problems, how you cope with failure, and how you respond to conflict. College can be difficult, both personally and academically, and admissions committees want to see that you're equipped to face those challenges .

The key to these types of questions is to identify a real problem, failure, or conflict ( not a success in disguise) and show how you adapted and grew from addressing the issue.

Common App 2

The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience?

Harvard University 7

The Harvard College Honor Code declares that we “hold honesty as the foundation of our community.” As you consider entering this community that is committed to honesty, please reflect on a time when you or someone you observed had to make a choice about whether to act with integrity and honesty.

Prompt Type 3: Diversity

Most colleges are pretty diverse, with students from a wide range of backgrounds. Essay questions about diversity are designed to help admissions committees understand how you interact with people who are different from you .

In addressing these prompts, you want to show that you're capable of engaging with new ideas and relating to people who may have different beliefs than you.

Common App 3

Reflect on a time when you questioned or challenged a belief or idea. What prompted your thinking? What was the outcome?

Johns Hopkins University

Tell us about an aspect of your identity (e.g., race, gender, sexuality, religion, community) or a life experience that has shaped you as an individual and how that influenced what you’d like to pursue in college at Hopkins.  This can be a future goal or experience that is either [sic] academic, extracurricular, or social.

Duke University Optional 1

We believe a wide range of personal perspectives, beliefs, and lived experiences are essential to making Duke a vibrant and meaningful living and learning community. Feel free to share with us anything in this context that might help us better understand you and what you might bring to our community. 

Prompt Type 4: Your Future Goals

This type of prompt asks about what you want to do in the future: sometimes simply what you'd like to study, sometimes longer-term career goals. Colleges want to understand what you're interested in and how you plan to work towards your goals.

You'll mostly see these prompts if you're applying for a specialized program (like pre-med or engineering) or applying as a transfer student. Some schools also ask for supplementary essays along these lines. 

University of Southern California (Architecture)

Princeton Supplement 1

Prompt Type 5: Why This School

The most common style of supplemental essay is the "why us?" essay, although a few schools with their own application use this type of question as their main prompt. In these essays, you're meant to address the specific reasons you want to go to the school you're applying to .

Whatever you do, don't ever recycle these essays for more than one school.

Chapman University

There are thousands of universities and colleges. Why are you interested in attending Chapman?

Columbia University

Why are you interested in attending Columbia University? We encourage you to consider the aspect(s) that you find unique and compelling about Columbia.

Rice University

Based upon your exploration of Rice University, what elements of the Rice experience appeal to you?

Princeton University

Princeton has a longstanding commitment to understanding our responsibility to society through service and civic engagement. How does your own story intersect with these ideals?

Prompt Type 6: Creative Prompts

More selective schools often have supplemental essays with stranger or more unique questions. University of Chicago is notorious for its weird prompts, but it's not the only school that will ask you to think outside the box in addressing its questions.

University of Chicago

“Vlog,” “Labradoodle,” and “Fauxmage.” Language is filled with portmanteaus. Create a new portmanteau and explain why those two things are a “patch” (perfect match).

University of Vermont

Established in Burlington, VT, Ben & Jerry’s is synonymous with both ice cream and social change. The “Save Our Swirled” flavor raises awareness of climate change, and “I Dough, I Dough” celebrates marriage equality. If you worked alongside Ben & Jerry, what charitable flavor would you develop and why?

What Makes a Strong Personal Statement?

OK , so you're clear on what a college essay is, but you're still not sure how to write a good one . To help you get started, I'm going to explain the main things admissions officers look for in students' essays: an engaging perspective, genuine moments, and lively writing .

I've touched on these ideas already, but here, I'll go into more depth about how the best essays stand out from the pack.

Showing Who You Are

A lot of students panic about finding a unique topic, and certainly writing about something unusual like a successful dating app you developed with your friends or your time working as a mall Santa can't hurt you. But what's really important isn't so much what you write about as how you write about it . You need to use your subject to show something deeper about yourself.

Look at the prompts above: you'll notice that they almost all ask you what you learned or how the experience affected you. Whatever topic you pick, you must be able to specifically address how or why it matters to you .

Say a student, Will, was writing about the mall Santa in response to Common App prompt number 2 (the one about failure): Will was a terrible mall Santa. He was way too skinny to be convincing and the kids would always step on his feet. He could easily write 600 very entertaining words describing this experience, but they wouldn't necessarily add up to an effective college essay.

To do that, he'll need to talk about his motivations and his feelings: why he took such a job in the first place and what he did (and didn't) get out of it. Maybe Will took the job because he needed to make some money to go on a school trip and it was the only one he could find. Despite his lack of enthusiasm for screaming children, he kept doing it because he knew if he persevered through the whole holiday season he would have enough money for his trip. Would you rather read "I failed at being a mall Santa" or "Failing as a mall Santa taught me how to persevere no matter what"? Admissions officers definitely prefer the latter.

Ultimately, the best topics are ones that allow you to explain something surprising about yourself .

Since the main point of the essay is to give schools a sense of who you are, you have to open up enough to let them see your personality . Writing a good college essay means being honest about your feelings and experiences even when they aren't entirely positive.

In this context, honesty doesn't mean going on at length about the time you broke into the local pool at night and nearly got arrested, but it does mean acknowledging when something was difficult or upsetting for you. Think about the mall Santa example above. The essay won't work unless the writer genuinely acknowledges that he was a bad Santa and explains why.

Eloquent Writing

As I mentioned above, colleges want to know that you are a strong enough writer to survive in college classes . Can you express your ideas clearly and concisely? Can you employ specific details appropriately and avoid clichés and generalizations? These kinds of skills will serve you well in college (and in life!).

Nonetheless, admissions officers recognize that different students have different strengths. They aren't looking for a poetic magnum opus from someone who wants to be a math major. (Honestly, they aren't expecting a masterwork from anyone , but the basic point stands.) Focus on making sure that your thoughts and personality come through, and don't worry about using fancy vocabulary or complex rhetorical devices.

Above all, make sure that you have zero grammar or spelling errors . Typos indicate carelessness, which will hurt your cause with admissions officers.

Top Five Essay-Writing Tips

Now that you have a sense of what colleges are looking for, let's talk about how you can put this new knowledge into practice as you approach your own essay. Below, I've collected my five best tips from years as a college essay counselor.

#1: Start Early!

No matter how much you want to avoid writing your essay, don't leave it until the last minute . One of the most important parts of the essay writing process is editing, and editing takes a lot of time. You want to be able to put your draft in a drawer for a week and come back to it with fresh eyes. You don't want to be stuck with an essay you don't really like because you have to submit your application tomorrow.

You need plenty of time to experiment and rewrite, so I would recommend starting your essays at least two months before the application deadline . For most students, that means starting around Halloween, but if you're applying early, you'll need to get going closer to Labor Day.

Of course, it's even better to get a head start and begin your planning earlier. Many students like to work on their essays over the summer, when they have more free time, but you should keep in mind that each year's application isn't usually released until August or September. Essay questions often stay the same from year to year, however. If you are looking to get a jump on writing, you can try to confirm with the school (or the Common App) whether the essay questions will be the same as the previous year's.

#2: Pick a Topic You're Genuinely Excited About

One of the biggest mistakes students make is trying to write what they think the committee wants to hear. The truth is that there's no "right answer" when it comes to college essays . T he best topics aren't limited to specific categories like volunteer experiences or winning a tournament. Instead, they're topics that actually matter to the writer .

"OK," you're thinking, "but what does she mean by 'a topic that matters to you'? Because to be perfectly honest, right now, what really matters to me is that fall TV starts up this week, and I have a feeling I shouldn't write about that."

You're not wrong (although some great essays have been written about television ). A great topic isn't just something that you're excited about or that you talk to your friends about; it's something that has had a real, describable effect on your perspective .

This doesn't mean that you should overemphasize how something absolutely changed your life , especially if it really didn't. Instead, try to be as specific and honest as you can about how the experience affected you, what it taught you, or what you got out of it.

Let's go back to the TV idea. Sure, writing an essay about how excited you are for the new season of Stranger Things  probably isn't the quickest way to get yourself into college, but you could write a solid essay (in response to the first type of prompt) about how SpongeBob SquarePants was an integral part of your childhood. However, it's not enough to just explain how much you loved SpongeBob—you must also explain why and how watching the show every day after school affected your life. For example, maybe it was a ritual you shared with your brother, which showed you how even seemingly silly pieces of pop culture can bring people together. Dig beneath the surface to show who you are and how you see the world.

When you write about something you don't really care about, your writing will come out clichéd and uninteresting, and you'll likely struggle to motivate yourself. When you instead write about something that is genuinely important to you, you can make even the most ordinary experiences—learning to swim, eating a meal, or watching TV—engaging .

#3: Focus on Specifics

But how do you write an interesting essay? Focus.

Don't try to tell your entire life story or even the story of an entire weekend; 500–650 words may seem like a lot, but you'll reach that limit quickly if you try to pack every single thing that has happened to you into your essay. If, however, you just touch on a wide range of topics, you'll end up with an essay that reads more like a résumé.

Instead, narrow in on one specific event or idea, and talk about it in more depth . The narrower your topic, the better. For example, writing about your role as Mercutio in your school's production of Romeo and Juliet is too general, but writing about opening night, when everything went wrong, could be a great topic.

Whatever your topic, use details to help draw the reader in and express your unique perspective. But keep in mind that you don't have to include every detail of what you did or thought; stick to the important and illustrative ones.

#4: Use Your Own Voice

College essays aren't academic assignments; you don't need to be super formal. Instead, try to be yourself. The best writing sounds like a more eloquent version of the way you talk .

Focus on using clear, simple language that effectively explains a point or evokes a feeling. To do so, avoid the urge to use fancy-sounding synonyms when you don't really know what they mean. Contractions are fine; slang, generally, is not. Don't hesitate to write in the first person.

A final note: you don't need to be relentlessly positive. It's OK to acknowledge that sometimes things don't go how you want—just show how you grew from that.

#5: Be Ruthless

Many students want to call it a day after writing a first draft, but editing is a key part of writing a truly great essay. To be clear, editing doesn't mean just making a few minor wording tweaks and cleaning up typos; it means reading your essay carefully and objectively and thinking about how you could improve it .

Ask yourself questions as you read: is the progression of the essay clear? Do you make a lot of vague, sweeping statements that could be replaced with more interesting specifics? Do your sentences flow together nicely? Do you show something about yourself beyond the surface level?

You will have to delete and rewrite (potentially large) parts of your essay, and no matter how attached you feel to something you wrote, you might have to let it go . If you've ever heard the phrase "kill your darlings," know that it is 100% applicable to college essay writing.

At some point, you might even need to rewrite the whole essay. Even though it's annoying, starting over is sometimes the best way to get an essay that you're really proud of.

What's Next?

Make sure to check out our other posts on college essays , including our step-by-step guide to how to write your college essay , our analysis of the Common App Prompts , and our collection of example essays .

If you're in need of guidance on other parts of the application process , take a look at our guides to choosing the right college for you , writing about extracurriculars , deciding to double major , and requesting teacher recommendations .

Last but not least, if you're planning on taking the SAT one last time , check out our ultimate guide to studying for the SAT and make sure you're as prepared as possible.

Alex is an experienced tutor and writer. Over the past five years, she has worked with almost a hundred students and written about pop culture for a wide range of publications. She graduated with honors from University of Chicago, receiving a BA in English and Anthropology, and then went on to earn an MA at NYU in Cultural Reporting and Criticism. In high school, she was a National Merit Scholar, took 12 AP tests and scored 99 percentile scores on the SAT and ACT.

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A guide to writing the best personal statement for your college application (with template and examples!)

Why is boasting about a best friend SO much easier than writing about yourself? Unfortunately, writing about yourself is exactly what a personal statement essay requires you to do–whether it’s for your college admissions application, or for a scholarship application to pay for college . Here’s our guide, to ensure you’re well-equipped to write a killer personal statement!

First off, what’s the purpose of a personal statement?

What topics can i write about, how do i decide what to focus on, in my college essay, okay, i’ve got my personal statement topic. but now i have to actually write it. 😱what do i do .

• Do you have personal statement examples? 

Now it’s your turn.

Your personal statement should share something about who you are, something that can’t be found in your resume or transcript.

For colleges:

• It should paint a picture for colleges to understand who we are and what we bring to the table. This is why it’s often better to tell a story, or give examples, rather than just list accomplishments.
• It should complement the other parts of your application. Consider your college application as a whole. Your personal statement, application short answers, and supporting documentation should together tell a story about who you are. This also means not being super repetitive with your personal statement and your short essays. (For instance, if you have to answer 3 questions AND submit a personal statement, maybe they shouldn’t ALL focus on music.)

For scholarship applications:

• It should indicate why you’re deserving of the scholarship. This often means making sure your essay relates to the scholarship provider’s goals. (Get more help on writing a killer scholarship essay here , and then make sure you’re applying as efficiently as possible. )
• It should showcase your strengths. This doesn’t mean it can’t acknowledge any weaknesses, but it surely shouldn’t only focus on negative aspects!

It can be overwhelming to figure out where to start. First, figure out what your choices are. Some colleges may have very specific college essay prompts. That said, many students apply using the Common App, which this year offers these 7 topics to choose from : 

• Some students have a background, identity, interest, or talent that is so meaningful they believe their application would be incomplete without it. If this sounds like you, then please share your story.
• The lessons we take from obstacles we encounter can be fundamental to later success. Recount a time when you faced a challenge, setback, or failure. How did it affect you, and what did you learn from the experience? ( Psst – If you choose this topic, you can sign up for Going Merry and apply for a scholarship bundle : one essay, multiple scholarships! )
• Reflect on a time when you questioned or challenged a belief or idea. What prompted your thinking? What was the outcome?
• Describe a problem you’ve solved or a problem you’d like to solve. It can be an intellectual challenge, a research query, an ethical dilemma – anything that is of personal importance, no matter the scale. Explain its significance to you and what steps you took or could be taken to identify a solution.
• Discuss an accomplishment, event, or realization that sparked a period of personal growth and a new understanding of yourself or others.
• Describe a topic, idea, or concept you find so engaging that it makes you lose all track of time. Why does it captivate you? What or who do you turn to when you want to learn more?
• Share an essay on any topic of your choice. It can be one you’ve already written, one that responds to a different prompt, or one of your own design.

You’ll notice that #7 is a catch-all that allows you to submit any personal statement about anything at all . 

So maybe that doesn’t help you narrow it down. 

Here’s a 3-step solution:

STEP 1. Brainstorm about your life

Dedicate 5-10 minutes each to brainstorming about these 4 sets of questions.

You can do this by yourself (writing down your thoughts), or do this exercise out loud with a friend or family member, and then jot down notes as you’re talking. If you “think out loud” better than you do on paper, brainstorming with someone else may be the way to go! 

(A) What were defining moments in your life?

How did these moments in your life changed you, what did you learn from it, and how has it shaped your future plans? Some topics might include:

• An accident or injury
• A best friend you made (or lost)
• A defining talk with a peer
• Something new you tried for the first time
• Revealing a sexual or gender identity, to friends or family
• Discovering something about your family ( e.g., see Jesus’s story )
• Moving to a new city
• Traveling somewhere, or learning about a new culture ( e.g., see Gabby’s story )
• Your first pet (new responsibilities as a fur mom or dad)

(B) What have you chosen to spend time on?

Remember to focus not just on the what , but also the why – What were your motivations? How did you feel? What have you learned? Some topics on this might include: 

• The moment you joined band, color guard, or the soccer team. 
• A time you struggled with that activity – e.g., Maybe you got passed over for captain of the soccer? Or maybe you got an injury and had to sit out on the sidelines? 
• Maybe a moment you really fell in love with that activity – e.g. Maybe the first time you investigated a story for the school newspaper and realized journalism was your calling?

(C) Whom or what are you inspired by?

How did you find out about this person or thing? Why are you inspired? In what ways are you inspired? Is there anything that inspiration has made you do (e.g. join a club, do an activity or internship on the topic)? Some topics on this might include: 

• Technology – Maybe a specific App made you inspired to learn to code? 
• Person in your life – Maybe meeting someone (or knowing someone in your family) has affected you? 
• A show, movie, book, or podcast that inspired you to look at life differently
• A dance or song that has made you interested in performing arts

(D) What are you proud of?

Make a list of all the things you’re proud of. These can be milestones, hobbies, qualities, or quirks that are what make you, you. Topics to consider might be:

• Times you saved the day – like that epic left-handed catch you made on the field
• Personal qualities – Maybe you’re really funny, or amazingly calm under pressure. What are some examples of times when you showed those qualities?
• Random life things you’re amazing at – Baking a mean chocolate brownie. Guessing how many gumballs are in a jar. Tell a story when that amazing talent was handy!

Don’t worry if some of your ideas repeat between sections. This is just a way to get ideas flowing! 

STEP 2. Shortlist your ideas

Identify your strongest ideas out of the bunch. This should probably be very few (2-4).

STEP 3. Freewrite about your possible essay topics.

Once you’ve brainstormed some ideas and identified 2-4 winners, we agree with Find the Right College – just start freewriting! Start by writing a few sentences or paragraphs about any of your shortlisted topics, and let the words flow. Write for about 15 minutes, on each shortlisted topic. Don’t worry about structure or organization – this is just an exercise so you feel comfortable getting the thoughts out of your head and onto paper. 

It will also allow you to see which of the topics seems to have the most “legs” — often, you’ll notice that your best topic will:

• Be the easiest to write about (those 15 minutes flew by!)
• Lead you to tell at least one interesting story
• Feel like it genuinely reveals something important about who you are
• Not be captured easily by other parts of your application (you’ll need a full 500 words to really be able to tackle this meaty topic)

Well, let’s start here: What makes a personal statement good or even great ?

Here are some things to keep in mind: 

1. Get personal.

Remember the “personal” in personal statement. We all have a story to tell, and we all have a different journey that led us to where we are today. We might think “someone already wrote about this” or we might think our story isn’t unique, but IT IS.

2. Speak like you.

Write your personal statement in a genuine tone that reflects who you are . There’s no right or wrong tone – just make sure your tone represents YOU. This means, in particular, not using big words just to show off. Often, this just seems like you’re trying to hard. (Or, even worse, you accidentally use the word incorrectly!)

3. Think about your audience.

Who will you be writing your personal statement for? What message do you want to convey? If it’s for to the college admissions committee, how do you show you’ll align well with the culture of the school? If it’s for a scholarship provider, how do you show you support their mission?

4. Hit the big three: Story, Implication, Connection to college/major.

Most successful college essays do at least 3 things: 

• Mention at least one anecdote or story. (“Show, don’t tell.”)
• Explain why that anecdote or story is important to who you are.
• End (or begin) by connecting this information, to why you are applying to this specific college. This may include information about the major (why you think their department/program is great), or more general information about what attracts you to the school (e.g., location, sports, extracurricular activities, Greek life). Get specific so the school knows you’re really interested in them! This is the one piece of your personal statement that probably shouldn’t be cut & paste.

Here’s an example of how to use that personal essay template:

• Story: When I was 11, my family traveled to Italy and visited museums — one specific painting made me fall in love with art. ( 1-2 paragraphs )
• Why important: After that trip, I did lots of art and studied lots of art. Mention specific extracurriculars. ( 3 paragraphs )
• Why this college: I want to apply to X college because of its excellent art program, which I can also complement by joining Y and Z clubs. Since it’s in New York, it’ll also offer my the opportunity to visit the countless art museums like MOMA. ( 1 paragraph )

5. Hit the length.

Make sure you keep within the required length. Normally if you aim for 500 words, you’re golden. Some college or scholarship applications will allow you to write up to 600 or 650 words.

6. Edit your work.

Once you’ve written your personal statement, step away from it. There was a time when we used to rely on pencil and paper to write down all of our ideas and information (including first-draft college essays). Now, we mainly rely on screens, so our eyes grow tired, causing us to miss typos and grammar mistakes.

So save that document in an easy-to-find folder on your computer. Then stepping away from your computer and taking a break helps relax your mind and body and then refocus when you come back to edit the document.

( Psst – If you’re applying for scholarships with Going Merry, we’ve got built-in spellcheck, and we allow you to save essays in your documents folder, so no work will get lost! )

We can’t stress this one enough: Don’t submit your personal statement without checking your spelling, grammar, punctuation, sentence structure, etc.! All the grammar things! Your personal statement reflects who you are, from the topic you choose to the style you write it in, so impress colleges (or scholarship providers) with excellent structure and great grammar!

7. Then, ask someone else to edit it too.

We recommend asking a friend, counselor, or parent to read your personal statement before you submit the document. One more set of eyes will really help you get a second opinion on the tone, writing quality, and overall representation of who you are in your personal statement.

8. Be brave, and hit that “submit” button on your personal statement!

Finally, when everything is completed, click submit! Don’t hold back!

9. Remember, personal statements for your college app, can also be reused as scholarship essays.

Get double-use out of your personal statement. Going Merry is your home for all things scholarships–fill out a profile, get matched to eligible scholarships, and apply. You can even save essays so that you can easily upload the same one for multiple scholarship applications. (We were inspired by the Common App to make applying for scholarships easier.)

Register for an account here , get the full lowdown on how it works , or just sign up for the newsletter below (to get 20 scholarship opportunities delivered to our inbox each each week!).

Do you have personal statement examples ? 

Oh yes we do. First, here are some excerpts of personal statements from members of our very own Going Merry team!

Charlie Maynard, Going Merry CEO – wrote about what matters most to him and why, for his grad school application.

• The open paragraph read: “Being open to new ideas and able to take advantage of opportunities is what is most important to me. The most extraordinary times in my life have come as a result of moments when I’ve seized opportunities. This has been evident in my educational life, my travels around the world and my professional career.”
• This anchored the main topic of his essay. He then went on to explain examples.

Charlotte Lau, Going Merry Head of Growth – wrote for her college Common App personal statement:

“As a child, I was never close with my father, though we were always on good terms. He made me laugh and taught me all the things that made me into a young tomboy: what an RBI is, how to correctly hook a fish when I feel it biting, what to bring on a camping trip. But whenever I was upset, he wouldn’t know how to comfort me. He is a man of jokes and words, not of comforting motions.

But as I grew older and I too became infatuated with words—albeit in written form—our topics of conversation became more diverse and often more profound. We continued to watch sports games together, but during commercials, we’d have epistemological and ethical discussions more fitting for a philosophy class than a chat during a Knicks’ time-out. During these talks, my father would insert stories about his youth. They’d always be transitory or anecdotal, told as if they were beside the point. Still, I’d eagerly commit them to memory, and, over time, I began to get a sense of who my father was—and, in turn, who I am.”

Now, here are some excerpts from other sample personal statements:

These 3 are college essays about personal characteristics:

Essay 1: Humorous essay about getting a D and learning a lesson

“Getting a D probably isn’t the worst thing in the world, but it’s not something anyone wants to see, let alone put, on a college application. It came back to me, scrawled in red, on the first big history test of the year. The one the teacher had assured us was a third of our grade. I could already see my chances of a four-year college going up in smoke and my school year hadn’t even started yet.

What happened? I’m not a D student. I’ll get the occasional C as well as the occasional A. D’s are out of character for me, and enough of a stomach punch to really get my attention. The short version is, I didn’t study, and I don’t remember precisely why. There is always a reason not to study, isn’t there? I didn’t study and I went into a test woefully unprepared and got beaten up.

I had two options here. I could accept that I was in fact a D student despite what I had thought. Or I could study hard for the next test and try to bring my grade up by the force of the average.”

Essay 2: Why a talent (in this case, one at football) is also a responsibility

“Talent is not remarkable. It’s usually the first thing anyone compliments. “You’re so talented.” It doesn’t mean what they think it means. It doesn’t mean I worked hard. It means I was lucky, or blessed, or anything else you want to call it.

I have talent. I’ve known since I was old enough to hold a football. The game just makes intuitive sense to me. The pathways of the players, both my team and the others, where the ball has to go, and what I’m doing. In the silence before a snap, I’m already playing out what is going to happen, watching the holes in my lines, tracing the route of my receivers. […]

It is far too easy to view talent as an excuse. For me, it is a motivator. For my talent, I will accept nothing less than a dream that only a tiny percentage of people ever get to experience. To get there, I’m willing to work hard and wring every last accomplishment from myself.

Talent is a responsibility. Because you had nothing to do with acquiring it, you are compelled to achieve every last bit you can with it. While I had grown used to thinking varsity would be it, that was not the case. Now, I can focus on the goal while I accomplish the steps.”

Essay 3: On living with depression

“Before I was diagnosed, I had been told it was a normal part of growing up. I was told that teens are moody. I would grow out of it. I couldn’t imagine anyone growing out of what I was feeling. I couldn’t imagine anyone surviving.

Diagnosis and medication have saved my life, allowing me to see the world as people without my brain chemistry would. […] what I found was a place of tiny kindnesses.

It might sound bad—as though kindness can only exist in the smallest forms. This is not what I mean. There are extraordinary people out there who devote their lives to doing very large, very important things for others. I’m not talking about them, partially because they are extraordinary. They are not the norm.

What is normal are the tiny kindnesses. These do not cost a person much of anything. A slice of time, a moment of openness, and little else. They are a smile when you’re feeling down, a comforting hand on the shoulder, a moment to talk.”

And here are 3 college personal statements, about what drove their interest in their intended major: 

Essay 4: On why this applicant wants to study music

“My great-great-uncle Giacomo Ferrari was born in 1912 in Neverland, NY, the youngest of four sons. His parents had emigrated from Italy with his two eldest brothers in the early 1900s in search of a better life in America. Their struggles as immigrants are in themselves inspiring, but the challenges they faced are undoubtedly similar to those that many other immigrant families had to overcome; because of this, the actions that my relatives embarked upon are that much more extraordinary. Giacomo’s oldest brother Antonio, my great-grandfather, decided to take a correspondence course in violin, and to teach his youngest brother Giacomo how to play as well. Giacomo Ferrari eventually became an accomplished violinist and started a free “Lunchtime Strings” program for all the elementary schools in the Neverland area, giving free violin lessons and monthly concerts.

As a native English speaker who has had the privilege of studying viola and violin with trained, private teachers, I can only imagine the perseverance it took for my great-grandfather and great-great uncle to learn an instrument like the violin out of booklets and lessons that were not even written in their native language. Their passion and dedication to learning something new, something not part of their lives as blue-collar, immigrant workers, and their desire to share it with others, has inspired me as a musician and a person. It is this spirit that has motivated me to pursue an MA at Composition at the University of XXX.”

Essay 5: On why this applicant wants to be an allergy specialist

“Suddenly I started scratching my neck, feeling the hives that had started to form. I rushed to the restroom to throw up because my throat was itchy and I felt a weight on my chest. I was experiencing anaphylactic shock, which prevented me from taking anything but shallow breaths. I was fighting the one thing that is meant to protect me and keep me alive – my own body.

[…] After that incident, I began to fear. I became scared of death, eating, and even my own body. As I grew older, I became paranoid about checking food labels and I avoided eating if I didn’t know what was in the food. I knew what could happen if I ate one wrong thing, and I wasn’t willing to risk it for a snack. Ultimately, that fear turned into resentment; I resented my body for making me an outsider.

In the years that followed, this experience and my regular visits to my allergy specialist inspired me to become an allergy specialist. Even though I was probably only ten at the time, I wanted to find a way to help kids like me. I wanted to find a solution so that nobody would have to feel the way I did; nobody deserved to feel that pain, fear, and resentment. As I learned more about the medical world, I became more fascinated with the body’s immune responses, specifically, how a body reacts to allergens.”

Essay 6 : On why this applicant wants to study medicine  

“My passion for teaching others and sharing knowledge emanates from my curiosity and love for learning. My shadowing experiences in particular have stimulated my curiosity and desire to learn more about the world around me. How does platelet rich plasma stimulate tissue growth? How does diabetes affect the proximal convoluted tubule? My questions never stopped. I wanted to know everything and it felt very satisfying to apply my knowledge to clinical problems. distinct concepts together to form a coherent picture truly attracts me to medicine.

It is hard to separate science from medicine; in fact, medicine is science. However, medicine is also about people—their feelings, struggles and concerns. Humans are not pre-programmed robots that all face the same problems. Humans deserve sensitive and understanding physicians. Humans deserve doctors who are infinitely curious, constantly questioning new advents in medicine. They deserve someone who loves the challenge of problem solving and coming up with innovative individualized solutions. I want to be that physician. I want to be able to approach each case as a unique entity and incorporate my strengths into providing personalized care for my patients. Until that time, I may be found Friday mornings in the operating room, peering over shoulders, dreaming about the day I get to hold the drill.”

You made it this far. Now, it’s time to write your personal statement!

Ready to reuse your personal statement for scholarship applications? Sign up for Going Merry today for free to keep track of your scholarship applications and essays. We’re your one-stop shop for scholarship searches and applications.

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Writing the Personal Statement

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The personal statement, your opportunity to sell yourself in the application process, generally falls into one of two categories:

1. The general, comprehensive personal statement:

This allows you maximum freedom in terms of what you write and is the type of statement often prepared for standard medical or law school application forms.

2. The response to very specific questions:

Often, business and graduate school applications ask specific questions, and your statement should respond specifically to the question being asked. Some business school applications favor multiple essays, typically asking for responses to three or more questions.

Questions to ask yourself before you write:

• What's special, unique, distinctive, and/or impressive about you or your life story?
• What details of your life (personal or family problems, history, people or events that have shaped you or influenced your goals) might help the committee better understand you or help set you apart from other applicants?
• When did you become interested in this field and what have you learned about it (and about yourself) that has further stimulated your interest and reinforced your conviction that you are well suited to this field? What insights have you gained?
• How have you learned about this field—through classes, readings, seminars, work or other experiences, or conversations with people already in the field?
• If you have worked a lot during your college years, what have you learned (leadership or managerial skills, for example), and how has that work contributed to your growth?
• What are your career goals?
• Are there any gaps or discrepancies in your academic record that you should explain (great grades but mediocre LSAT or GRE scores, for example, or a distinct upward pattern to your GPA if it was only average in the beginning)?
• Have you had to overcome any unusual obstacles or hardships (for example, economic, familial, or physical) in your life?
• What personal characteristics (for example, integrity, compassion, and/or persistence) do you possess that would improve your prospects for success in the field or profession? Is there a way to demonstrate or document that you have these characteristics?
• What skills (for example, leadership, communicative, analytical) do you possess?
• Why might you be a stronger candidate for graduate school—and more successful and effective in the profession or field than other applicants?
• What are the most compelling reasons you can give for the admissions committee to be interested in you?

General advice

Answer the questions that are asked

• If you are applying to several schools, you may find questions in each application that are somewhat similar.
• Don't be tempted to use the same statement for all applications. It is important to answer each question being asked, and if slightly different answers are needed, you should write separate statements. In every case, be sure your answer fits the question being asked.

Tell a story

• Think in terms of showing or demonstrating through concrete experience. One of the worst things you can do is to bore the admissions committee. If your statement is fresh, lively, and different, you'll be putting yourself ahead of the pack. If you distinguish yourself through your story, you will make yourself memorable.

Be specific

• Don't, for example, state that you would make an excellent doctor unless you can back it up with specific reasons. Your desire to become a lawyer, engineer, or whatever should be logical, the result of specific experience that is described in your statement. Your application should emerge as the logical conclusion to your story.

Find an angle

• If you're like most people, your life story lacks drama, so figuring out a way to make it interesting becomes the big challenge. Finding an angle or a "hook" is vital.

Concentrate on your opening paragraph

• The lead or opening paragraph is generally the most important. It is here that you grab the reader's attention or lose it. This paragraph becomes the framework for the rest of the statement.

Tell what you know

• The middle section of your essay might detail your interest and experience in your particular field, as well as some of your knowledge of the field. Too many people graduate with little or no knowledge of the nuts and bolts of the profession or field they hope to enter. Be as specific as you can in relating what you know about the field and use the language professionals use in conveying this information. Refer to experiences (work, research, etc.), classes, conversations with people in the field, books you've read, seminars you've attended, or any other source of specific information about the career you want and why you're suited to it. Since you will have to select what you include in your statement, the choices you make are often an indication of your judgment.

Don't include some subjects

• There are certain things best left out of personal statements. For example, references to experiences or accomplishments in high school or earlier are generally not a good idea. Don't mention potentially controversial subjects (for example, controversial religious or political issues).

Do some research, if needed

• If a school wants to know why you're applying to it rather than another school, do some research to find out what sets your choice apart from other universities or programs. If the school setting would provide an important geographical or cultural change for you, this might be a factor to mention.

Write well and correctly

• Be meticulous. Type and proofread your essay very carefully. Many admissions officers say that good written skills and command of correct use of language are important to them as they read these statements. Express yourself clearly and concisely. Adhere to stated word limits.

Avoid clichés

• A medical school applicant who writes that he is good at science and wants to help other people is not exactly expressing an original thought. Stay away from often-repeated or tired statements.

For more information on writing a personal statement, see the personal statement vidcast .

Danville San Ramon

Writing Your Personal Statement for Medical School Applications

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Many individuals who send me inquiries about medical school ask how I can help them build a strong narrative throughout the application cycle. Good question! I start with my criticism of the entire concept of a “narrative” which I view as something linear, something that has a start and a finish. The writing components of your medical school application should be  layered  rather than linear. Let me explain.

I like to start my applicants with a worksheet that asks them to describe all activities they believe are relevant to their medical school application. I also ask them to provide an expanded resume with dates and hours spent because often they capture experiences on the resume that are not reflected in the worksheet that would benefit their application. 

The goal of the worksheet is to capture what experiences have shaped their path and I ask many questions that serve to identify themes or character qualities that occur across multiple activities and experiences. Themes are a good way (though not the only way) to structure a personal statement. For example, an applicant may have a strong theme of community emerging from service projects, casual work experiences, and special interests within the medical field. This theme will help the candidate organically incorporate multiple examples into the personal statement without it feeling like a disparate list of accomplishments. The worksheet is also a good place for me to get to really know a candidate as it provides a complete overview of their experiences and aspirations. It’s also a good sample of their writing – Do they write with a good level of detail? Are they able to tell a story to illustrate a particular point? How deeply do they reflect? All of this helps me understand how best to coach them going forward so their writing remains authentic but develops increasing refinement. 

Once I have a worksheet, I recommend a detailed structure for the personal statement as well as a careful selection of activities and experiences to support the theme (or the character qualities). I start with the personal statement because this is the focal point of an application. It frames, informs, and contextualizes your activities and your secondaries. Although it can’t capture everything about the person you are, it provides a statement of the essentials for understanding the experiences that have shaped your aspirations as a future physician and the kind of physician you hope to be. 

Next comes the layering, I alluded to earlier. Your personal statement will likely focus on 3-5 key experiences Your activities list will name 15 experiences, including the 3-5 mentioned in the personal statement. Your “most meaningful” experiences will be present in your personal statement, so extra care must be taken to write these in a way that adds depth without being repetitive. Your secondary essays will then mention experiences on and off that list (off the list experiences usually come into play when discussing one’s own upbringing and personal diversity). All these layers will join together to create a cohesive vision (rather than a linear narrative) of you as a candidate. This vision will shift slightly for each institution you apply to, as you cannot write and submit every secondary you develop to every school of medicine. Even so, each vision will still be a true representation of you. 

Your interview is yet another layer. To ensure this layer is well executed, I advise applicants to review their application in full to remember the vision of yourself you presented to them. This is the “you” they know. I then advise applicants to be consistent with that “you” but also to limit repetition when you answer their questions. Interviews are an opportunity for depth and detail, yet another layer. To limit repetition and add depth, I advise making a list of recent things that have happened since applying: accomplishments, work experiences, awards/publications, recent events that have changed or further engrained your perspective. The more questions you can answer with recent examples, the less likely you will be to tell them things they may already know. If you know it is a closed application interview, this is not quite as critical. But they might read the application after the interview, so you want to present yourself as someone who is constantly growing and learning. Which of course you are!

Three Major Medical School Application Services:

All major application services require an  activities section ; pay attention to the slight differences in character limits and number of allowed activities.

American Medical College Application Service ( AMCAS )  is the AAMC’s centralized medical school application processing service. It permits up to 15 activities with a 700-character limit for each, except for three most meaningful activities which allows up to 1325 additional characters each.

The American Association of Colleges of Osteopathic Medicine Application Service ( AACOMAS )  is the centralized application service for U.S. osteopathic medical schools. It has no limit on the number of activities (but remember quality is more important than quantity) and allows 600 characters per activity.

Texas Medical and Dental Schools Application Service ( TMDSAS )  is the common application service for dental, medical, podiatry, and veterinary schools in Texas. It also has no limit on the number of activities and allows a 300-500 character-limit on each (depending on the type of activity), except for the three most meaningful activities which allows up to 500 additional characters each.

A graduate education is increasingly necessary to advance careers, increase income and enjoy employer-sponsored health coverage and retirement plans, and applying successfully for a graduate or professional degree requires careful planning. Elizabeth LaScala PhD, Founder of Doing College and Beyond provides personalized guidance throughout the graduate and professional degree admissions process, whether you are currently studying at the undergraduate level or are already working in your career. Call (925) 330-8801 or visit Elizabeth at her website to learn more.

Elizabeth LaScala

I am a dedicated Independent Educational Consultant that guides college, transfer and graduate and professional school applicants through the complex and competitive world of admissions. I help students... More by Elizabeth LaScala

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Breaking Down Harrison Butker's Speech: Read the Chiefs Player's Most Controversial Comments

Fans are calling for Harrison Butker to be removed from the Chiefs' roster for the upcoming NFL season after his 20-minute commencement speech at Benedictine College

Kansas City Chiefs kicker Harrison Butker 's commencement speech at Benedictine College, a Catholic school, continues to cause outrage.

The NFL player's 20-minute address included attacks on working women, the LBGTQ+ community and families who utilize surrogacy and in vitro fertilization (IVF).

Butker and the Chiefs did not immediately return PEOPLE's requests for comment. In a statement, the NFL’s Chief Diversity Officer Jonathan Beane says, "Harrison Butker gave a speech in his personal capacity. His views are not those of the NFL as an organization. The NFL is steadfast in our commitment to inclusion, which only makes our league stronger.”

Former Kansas City commissioner Justice Horn went further, slamming Butker in a post on X (formerly known as Twitter). "Harrison Butker doesn’t represent Kansas City nor has he ever," he wrote . "Kansas City has always been a place that welcomes, affirms, and embraces our LGBTQ+ community members."

Rapper Flavor Flav chimed in, "Sounds like some players 'need to stay in their lanes' and shouldn’t be giving commencement speeches."

Cooper Neill/Getty

Writer Cyd Zeigler wrote , "Pretty awful to hear an NFL player so proudly tell women to 'stay in their lane,' serve their man and make babies. Not to mention comparing Pride month to a 'deadly sin' and lobbing bombs at the trans community. Not a fan."

Amid the backlash, below is a breakdown of Butker's most controversial comments from the speech.

On Taylor Swift's Lyric

A portion of the outrage against Butker came from supporters of Taylor Swift after he shared one of her lyrics, which fans noticed he misinterpreted.

Butker quoted a lyric from Swift's 2022 song "Bejeweled," and referred to her as his teammate, Travis Kelce 's girlfriend.

"As my teammate's girlfriend would say, familiarity breeds contempt," Butker said when discussing the values of the Catholic Church.

What seemed to have been lost on Butker, however, is that the song's message is about Swift embracing her independence away from a former boyfriend.

On the Covid-19 Pandemic and President Joe Biden

At the start of his speech, Butker addressed how the class of 2024 was affected by the COVID-19 pandemic at the start of their college careers. The subject quickly transitioned into attacks on President Joe Biden and topics such as abortion, IVF, surrogacy and euthanasia.

"I'm sure your high school graduation was not what you had imagined and most likely neither was your first couple years of college. By making it to this moment through all the adversity thrown your way from COVID, I hope you learned the important lesson that suffering in this life is only temporary," he said. "As a group, you witnessed firsthand how bad leaders who don't stay in their lane can have a negative impact on society."

Butker went on: "Bad policies and poor leadership have negatively impacted major life issues. Things like abortion, IVF, surrogacy, euthanasia, as well as a growing support for degenerate cultural values in media, all stem from the pervasiveness of disorder. Our own nation is led by a man who publicly and proudly proclaims his Catholic faith, but at the same time is delusional enough to make the sign of the cross."

The Chiefs kicker continued his verbal attack on Biden, saying, "During a pro-abortion rally, he has been so vocal in his support for the murder of innocent babies that I'm sure to many people it appears that you can be both Catholic and pro-choice."

"This is an important reminder that being Catholic alone doesn't cut it. These are the sorts of things we're told in polite society to not bring up. The difficult and unpleasant things. But if we are going to be men and women for this time in history, we need to stop pretending that the 'Church of Nice' is a winning proposition. We must always speak and act in charity, but never mistake charity for cowardice."

He continued: "As members of the church founded by Jesus Christ, it is our duty and ultimately privilege to be authentically and unapologetically Catholic."

Carmen Mandato/Getty 

On LGBTQ+ Pride

Butker then turned the focus of his speech to the Catholic values at Benedictine College. However, his sentiments attacked the LGBTQ+ and trans communities.

Butker said, "Benedictine has gone from just another liberal arts school with nothing to set it apart to a thriving beacon of light ... I'm certain the reporters at the AP could not have imagined that their attempt to rebuke and embarrass places and people like those here at Benedictine wouldn't be met with anger, but instead met with excitement and pride, not the deadly sin sort of pride that has an entire month dedicated to it, but the true God-centered pride that is cooperating with the Holy Ghost to glorify him."

On IVF and Surrogacy

Butker later attacked families who utilize IVF and surrogacy to have children, saying, "It is imperative that this class, this generation, in this time in our society must stop pretending that the things we see around us are normal."

"Heterodox ideas abound, even within Catholic circles. Let's be honest, there is nothing good about playing God with having children, whether that be your ideal number or the perfect time to conceive. No matter how you spin it, there is nothing natural about Catholic birth control. It is only in the past few years that I have grown encouraged to speak more boldly and directly because as I mentioned earlier, I have leaned into my vocation as a husband and father and as a man."

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On Working Women

In a direct address to the female graduates at Benedictine, Butker said, "For the ladies present today, congratulations on an amazing accomplishment. I want to speak directly to you briefly because I think it is you, the women, who have had the most diabolical lies told to you."

"Some of you may go on to lead successful careers in the world, but I would venture to guess that the majority of you are most excited about your marriage and the children you will bring into this world."

Of his spouse, Butker said, "I can tell you that my beautiful wife, Isabelle, would be the first to say that her life truly started when she began living her vocation as a wife and as a mother. I'm on this stage today and able to be the man I am because I have a wife who leans into her vocation. I'm beyond blessed with the many talents God has given me, but it cannot be overstated that all of my success is made possible because a girl I met in band class back in middle school, who would convert to the faith, become my wife and embrace one of the most important titles of all: homemaker."

Jamie Squire/Getty

He continued, "I say all of this to you because I have seen firsthand how much happier someone can be when they disregard the outside noise and move closer and closer to God's will in their life. Isabelle's dream of having a career might not have come true, but if you asked her today if she has any regrets on her decision, she would laugh out loud without hesitation and say, heck no."

Several users on social media have pointed out , however, that Butker's mother, Elizabeth Butker, is a successful physicist at Emory University's Department of Radiation Oncology.

On Masculinity

Moving his focus to the male graduates in the room, Butker said, "To the gentlemen here today, part of what plagues our society is this lie that has been told to you that men are not necessary in the home or in our communities. As men, we set the tone of the culture. And when that is absent, disorder, dysfunction and chaos set in ..."

"Other countries do not have nearly the same absentee father rates as we find here in the U.S., and a correlation could be made in their drastically lower violence rates as well. Be unapologetic in your masculinity. Fight against the cultural emasculation of men. Do hard things. Never settle for what is easy. You might have a talent that you don't necessarily enjoy, but if it glorifies God, maybe you should lean into that over something that you might think suits you better."

Concluding his speech, Butker said, "I know that my message today had a little less fluff than is expected for these speeches, but I believe that this audience and this venue is the best place to speak openly and honestly about who we are and where we all want to go, which is heaven. I thank God for Benedictine College and for the example it provides to the world."

"Make no mistake, you are entering into mission territory in a post God world, but you are made for this and with God by your side and a constant striving for virtue within your vocation, you too can be a saint. Christ is king to the heights."

Related Articles

NFL player Harrison Butker is correct about motherhood. He's wrong about our choices.

Kansas City Chiefs kicker Harrison Butker delivered a controversial  commencement speech last Saturday, during Benedictine College's graduation ceremony in Atchison, Kansas. It sparked swift and furious backlash in news and on social media.

Butker, 28 , used his platform and opportunity to gloss over half a dozen hot topics, from the roles of men and women to the LGBTQ+ community to hurtful COVID-19 policies and abortion.

But what caught my attention was Butker's comments about the role of women, work and motherhood. As a working mom myself, Butker's comments highlighted an ongoing conflict moms have within themselves and society. It's not quite as simple as Butker portrays, but it's not as complicated as it seems.

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Butker made a strong statement about women, work and motherhood

"For the ladies present today, congratulations on an amazing accomplishment," Butker said. "I want to speak directly to you briefly because I think it is you, the women, who have had the most diabolical lies told to you. ... Some of you may go on to lead successful careers in the world, but I would venture to guess that the majority of you are most excited about your marriage and the children you will bring into this world."

Butker also said his wife Isabelle seems to value her "vocation as a wife and as a mother" most and doesn't regret becoming either.

This seems to have made a lot of people mad. A petition at Change.org has been started, calling on the Kansas City Chiefs to dismiss its kicker due to his "dehumanizing" remarks.

Surprise! A lot of women value motherhood, but not all.

What Butker describes is an orthodox view of the roles of men and women, which holds that women are happiest and most satiated at home, raising children and being a wife.

For a lot of women, this is the case.

This activist was wrong: Yes, this anti-abortion activist's sentencing was extreme. But she was still wrong

These are also traditional Catholic views, and Butker spoke at Benedictine College, a Catholic private liberal arts school about 50 miles northwest from Kansas City, Missouri, where the Chiefs are headquartered.

For women who want to be homemakers and are married to kind, selfless and humble men who aren't obsessed with submission as a means of control, this lifestyle could be healthy for dedicated partners. It is certainly good for society for women to have babies, given the declining birth rate .

It's disheartening to see such a harsh reaction to traditional Catholic views. The extreme petition to "cancel" Butker or have him fired shows incredible ignorance and a lack of tolerance. It's fine to think that Butker is sexist, wrong or bigoted. But he has the right to hold orthodox views and should not lose his career over it.

It's exhausting to see a mantra of "diversity, equity and inclusion" in corporations, schools, colleges and organizations around the United States but see that it means only certain views are tolerated, only certain belief systems can be spoken of publicly.

Butker's views may not seem wise, progressive or healthy to women who want to have robust careers, who've suffered abuse in relationships or who simply don't understand more orthodox views. That's OK: They don't have to align with him or choose that path.

He's passionate about this, so he mentioned it in a speech. For women at a Catholic school's commencement wondering, in a world where women are breaking glass ceilings, if they can "just" stay at home and be a homemaker like they desire, perhaps they felt a sigh of relief or "permission" to follow their own calling in life. Butker did receive a round of applause after this portion of his speech.

Women might not have to choose as much as Butker thinks

Still, Butker's remark that all women will wish they chose motherhood over choosing a career is both a false binary and a bit more complicated. Not all women will want to become moms over becoming attorneys, and not all attorneys will be happier as stay-at-home moms or homemakers.

Butker can believe this based on his lived experience with his lovely wife, and that's OK − many people make life assessments from personal anecdotes.

The Met Gala was a joke: Yes, Zendaya looked stunning. But Met Gala was a tone-deaf charade of excess and hypocrisy.

What Butker did miss, perhaps for lack of time or nuance, is that women can be both great moms and have fantastic careers, though perhaps not simultaneously. In fact, a 2019 Gallup poll found that 56% of women preferred working to homemaking.

Women are also more likely to work part time than men. This could be because we're juggling raising the kids with wanting to help contribute financially to the family. For many families, especially "in this economy," as my teenage daughter is fond of saying, it feels absolutely necessary.

It's worth mentioning that given Butker's high-profile, lucrative career choice, his wife is likely not in a position to need to work, a privilege not all women have.

If I may interpret even further what Butker meant about "diabolical" lies being told to women, it's that there's only one way modern feminists think women can be happy, and that's climbing the corporate ladder. This is not true. But it's also untrue that women will only find motherhood rewarding (even if it's the most rewarding, which I think was his point). We can also find joy in careers and especially in doing both. Even though doing both is hard and a struggle many men don't have.

To women who want to be a mom and have kids, I say: Work toward doing both. Aim for a career that allows for the flexibility motherhood requires. This will eliminate some paths altogether but open up more, especially in today's post-pandemic world, where so many industries have embraced remote work. This will present challenges, but so would not having kids, or not having a career.

For me, motherhood holds more value than a career

As a woman who has lived a more orthodox, homemaker lifestyle (I used to home-school my kids) but who has also worked full time and then some, I can say I value being a mom the most.

My work, my calling as a writer, is important. I'm grateful for it. But my role as a mother is infinitely more treasured and worthwhile. There are millions of writers in the world. But I am only mom to four humans. It is this narrow, unique scope through which G.K. Chesterton suggested a mother know the " hugeness of her task ."

But if women want to become moms, have a career or do both, they should do it with gusto. Moms should have a lot of kids if they want them. I've heard many moms of one or two children wish they had more, but I've never heard a mom wish she had less.

The reaction to Butker's very Catholic speech to a Catholic college is not tolerance but a tyranny of ideology. Since when, in a post-modern world, can women not enjoy a career and motherhood? If anything, this is as backward as believing women should only have a thriving corporate career. This is anathema to feminism and the freedom American life offers.

People may choose to disagree with or even disdain Butker's views. This is their right as Americans. But it wouldn't hurt for people to realize millions of Americans hold orthodox views on women and family − and they're not all setting women back. Butker isn't entirely correct that all women should choose motherhood over work, but he is correct that motherhood holds far more value and worth for many women, including myself.

Nicole Russell is an opinion columnist with USA TODAY.   She lives in Texas with her four kids.

This article originally appeared on USA TODAY: NFL player Harrison Butker is correct about motherhood. He's wrong about our choices.

Credit card issuers push back on $8 late fee cap with new fees, higher interest rates

Shoppers already are spotting some cunning push back from credit issuers now that regulators want to cap late fees at $8.

Watch out for higher interest rates and new oddball fees on some cards, particularly credit cards issued by big name retailers. Definitely, read any paperwork that accompanies your statements. Review changes in terms. We're looking at a major fight between bankers and regulators — and some credit card issuers apparently aren't taking any chances.

Consumers applaud the change; bankers abhor it.

The limit on late fees, announced back in March by the Consumer Financial Protection Bureau, was set to be put in place May 14.

But the launch could be delayed as part of the legal battle that has ensued after the U.S. Chamber of Commerce, the American Bankers Association, the Consumer Bankers Association and others quickly sued in federal court to stop the change. Opponents maintain that capping late fees would trigger higher card losses and higher costs for issuers, including money lost on risky accounts that some card issuers claim would not have been opened if an $8 late fee were in place.

An $8 late fee cap creates an uproar among bankers

The Consumer Financial Protection Bureau says consumers would save more than $10 billion in late fees each year. The average savings, according to the regulator, could be $220 per year for the more than 45 million people who are charged late fees. The finalized rule also puts an end to an automatic inflation adjustment that could have boosted late fees in the future.

An $8 late fee seems high enough to many lower-income and middle-income consumers who miss making a credit card payment. It's two boxes of cereal, after all, if you're shopping with coupons. On top of that fee, interest keeps building and consistently tardy consumers face the possibility of getting hit with sky-high penalty rates.

But credit card issuers say more people won't care about when they pay if a late fee is merely $8. Issuers stand to lose big money on such a change, given that they charge $32 on average for a late fee now.

The Consumers Bankers Association, which represents many of the nation's largest credit card issuers, calls the $8 limit a "misguided campaign" with far-reaching harmful consequences for many consumers. "Banks may be forced to increase rates and offer fewer credit options to mitigate the risk associated with more missed payments," the industry group stated.

Right now, some consumers are looking at higher costs, as some bankers put new rules into place to offset the expected loss of revenue and increase in risk.

A new $1.99-a-month fee for paper statements

Credit card issuers that specialize in co-branded cards offered by retailers — the cards shoppers often use to get perks with favorite brands — are out front now with some new fees and higher rates on some cards.

Some consumers open these cards out of loyalty to a brand; others are often first-time credit card holders who want easy access to credit. Many times, retailer cards are an option for those with a lack of a credit history. Standards to qualify tend to be lower than general purpose plastic.

Synchrony Financial — which specializes in co-branded store credit cards — told some consumers that they're looking at a $1.99-a-month fee — or $23.88 a year — if they continue to receive paper statements. Credit card holders would be charged this fee if they're sent a paper statement when they have a balance that's greater than $2.50. And that's true even if the customer also receives a statement in an electronic form, too.

The $1.99 fee is not charged each month "if you set up paperless statements and are sent your statements only in electronic form," according to an insert sent to some customers.

The change is marketed as a go-green kind of a thing. "Going paperless means less waste," according to the credit card insert. But many credit card issuers aren't charging monthly fees for statements, and a new fee that amounts to nearly $24 a year will offset some of the red that card issuers see as late fee revenue slumps.

Synchrony offers credit cards in partnership with long list of retailers and brands, including Sam's Club, Lowe's, QVC, Fanatics, Gardner White, American Eagle, Value City, Ziebart, the JCPenney, Dick's Sporting Goods, Walgreens and others.

But you'd need to check your Synchrony card to see what changes, if any, could be ahead for you if you receive paper statements. Fees and rules could vary by type of card. It's not an across-the-board type of change.

"Customers can avoid this fee by signing up to instead receive digital statements," said Lisa Lanspery, senior vice president corporate affairs for Synchrony.

"We are taking steps to ensure customers are aware of the change and will support them on how to easily opt-in to paperless statements.”

Many consumers — especially those with Synchrony cards like the Amazon Store Card or the PayPal-branded card — no doubt already receive e-statements and won't need to fret about the new fee.

In 2022, more than two out of three consumers received only e-statements for their general purpose credit cards, according to a report by the Consumer Financial Protection Bureau.

Why I find a fee for paper statements troubling

Even so, I'm troubled by a new fee for paper statements. Getting a bill in the mail shouldn't be treated as a luxury item that costs nearly $24 a year.

A paper statement can be essential for some lower-income households who don't have secure online access or fear not that they won't spot a bill on time. Consumers also could be less likely to spot erroneous or fraudulent charges, if they're not consistently reviewing their statements online.

An online statement makes more sense, perhaps, if you set up a system to automatically pay your bill each month. But someone without much room in the family budget might avoid such options, even though automatic payments can be set up to cover the minimum payment due, the total statement balance, or another fixed amount.

"Paper statements remain an important mechanism to prompt payment for many consumers, particularly lower-income families, and those without access to broadband internet, which includes many Americans 65 years or older," according to a CFPB report issued in 2021.

And, here's another thought: What if you pay a fee but somehow don't get a statement? Seriously, it has happened, according to consumer complaints and issues highlight in an October report about "junk fees" issued by the Consumer Financial Protection Bureau.

A trend toward 35% rates continues in retail credit cards

What may be even more troubling for those who don't pay off the balance each month is a trend in 2024 to hike interest rates on credit cards. We're not talking about Federal Reserve driven rate hikes, either.

The Fed last moved to raise interest rates back in July 2023, so the latest rate hikes on credit cards now aren't connected to Fed action.

One notice relating to a Synchrony account said a new higher rate will take effect for purchases or cash advances made after May 15. The notice also indicated that a penalty rate will be added and may be applied to the account if the total minimum payment due isn't paid by the due date two or more times during any 12 consecutive billing cycles, including one billing cycle prior to the effective date of the new notice. The penalty APR could "potentially remain in effect indefinitely."

A cardholder of a Synchrony-issued T.J. Maxx credit card, for example, was notified that the annual percentage rate would jump to 34.99%, according to an April report in the American Banker. And the penalty rate, which could still be applied when customers are late, would go up to 39.99%. The notice also said Synchrony is adding a $1.99 monthly fee if T.J. Maxx card customers continue to receive paper statements.

Credit card rates on store issued credit cards are typically much higher than regular credit cards, but a rate of 35% really can cause your eyes to pop.

The average rate on retail cards is now 29.33% for all retail cards — credit cards offered by the 100 largest retailers, according to a Bankrate.com survey done in April. That rate is the highest level ever recorded by Bankrate.com.

Back in December, the overall average for all retail cards was 28.93% back in December, up from 26.72% in 2022, according to Bankrate.com.

By contrast, the average credit card rate on a general purpose card or bank-branded card has hit 20.66% — up from 20.23% a year ago and 16.4% on May 1, 2022, according to Bankrate.com data.

The Macy's credit card had an annual percentage rate of 31.99% back in December, but that rate is now listed at 34.49% online.

Putting rates of 30% and higher on ordinary credit cards used to be a psychological "barrier few dared to cross," said Ted Rossman, senior industry analyst for CreditCards.com and Bankrate.com.

He noted that banks can get around state interest rate caps by setting up shop in states like South Dakota and Utah that either don't have an interest rate cap or have a very high one. Yet, he said, there is a 36% national cap on interest rates that can be charged to members of the military.

More typically, he said, consumers would see these kind of rates above 30% being charged to consumers with extremely low credit scores that put them in a deep subprime category for credit. But that's far from the case anymore, as rates on retail cards are often the same for anyone who carries a balance, regardless of credit score.

The CFPB rule does not change the credit card issuer's ability to raise rates — and that's likely to be "one of the main mitigation strategies for the industry," according to a report issued in March by Goldman Sachs analyst Ryan Nash. He also expected the potential introduction of account maintenance fees.

Credit card issuers also could still reduce lines of credit for consumers who show financial stress when they're consistently paying late. "Larger card issuers would be able to charge fees above the threshold," the report noted, "if they can prove the higher fee is necessary to cover their actual collection costs."

Late fees contributed 12% to 2023 revenues on average for the five major card issuers tracked by Goldman Sachs. Late fees were estimated to be 25% of revenues at Bread Financial Holdings, and 20% of revenues at Synchrony.

More: Regulators want to slash credit card late fees to $8 from $32 average

More: Hidden junk fees from businesses can drive up costs. Biden, FTC plan would end it.

The $8 fee is a 'venti latte,' one exec says

The credit card industry's disdain toward the $8 fee had dripped throughout the lengthy debate.

Credit card issuers argue that they must revamp their pricing models to compensate for lost revenue, especially if the issuer caters to everyday consumers who can often be late with payments and might not worry about an $8 fee.

A mere $8 fee was labeled a "venti latte" by Bread Chief Financial Officer Perry Beberman at a conference in March 2023, according to the industry publication Payments Dive. Co-branded partnerships in the Bread portfolio, include the NFL Extra Points Visa, Victoria's Secret, and Forever 21, Zales, Lane Bryant, Torrid, Big O Tires and Burlington.

The CFPB made a proposal back in February 2023 to effectively cap credit card late fees at $8 and then issued a final rule in March on an $8 fee, which bankers said was lower than many expected it would be.

Brian Doubles, Synchrony president and CEO, said on an earnings call in late January that Synchrony was reviewing "pricing actions and offsets that we would deploy when we see the final rule." Without these offsets, Doubles said, a meaningful portion of retail store customers who are approved for the retail cards now would no longer have access to credit.

The Consumer Bankers Association warns: "All cardholders, including the 74% who pay on time, could see lower credit lines, tighter standards for new accounts, and increased annual percentage rates," thanks to a low $8 limit on late fees. The argument is that costs will be shifted somewhere else and reduce access to credit.

Consumer advocates, though, see high late fees as one more way to ding consumers with yet another junk fee.

CFPB Director Rohit Chopra said in early March that the new rule "ends the era of big credit card companies hiding behind the excuse of inflation when they hike fees on borrowers and boost their own bottom lines."

Right now, the CFPB stated, large card issuers typically charge consumers $30 for the first late credit card payment and $41 for subsequent late payments, with the average late fee at $32.

The flat $8 late fee sounded so simple when the CFPB made its announcement in March. The pushback, as we've seen, can come in all sorts of fees and fashions.

Contact personal finance columnist Susan Tompor:  [email protected] . Follow her on X (Twitter)  @ tompor .